农民建房行为研究

发布时间：2018-05-22 08:37

本文选题：代际投资 + 建房　；参考：《东北财经大学》2013年硕士论文

【摘要】：为什么中国农民如此热衷建房?本文从代际投资的角度对这一现象进行了研究,对农民的建房投资与教育投资及其收益率作了比较。研究表明,由于中国农村具有养儿防老的传统,农民相当一部分的建房投资以及教育投资属于代际投资。相对于中国农民的平均收入水平而言,建房投资和教育投资之间具有替代性,但建房支出收入弹性较低,因此建房支出很可能挤占教育支出。这两类投资对于社会流动也具有重要影响。建房投资大大降低了子女的社会流动能力。教育投资尽管可以增加社会流动能力,但也存在诸多风险因素。首先,农民面临子女学习能力的风险。其次,由于家庭背景等方面的因素,农民的子女在劳动力市场上面临日益增加的歧视,农民的教育投资风险往往高于城镇居民对子女的教育投资。相对而言,选择建房是更为安全的投资,虽然也存在一定的自然风险和政策风险,但通常发生概率较低。概括起来,从投资收益率来看,农民教育投资比建房投资面临更高的风险,特别是,农村与城镇的教育投资收益差距还在进一步扩大。这意味着,农民热衷建房与农民子女接受高等教育的机会减少,以及投资回报率降低有关。
[Abstract]:Why are Chinese farmers so keen to build houses? This paper makes a study of this phenomenon from the perspective of intergenerational investment, and compares the investment in housing construction with the investment in education and its return rate. The research shows that due to the tradition of raising children and protecting the elderly, a considerable proportion of the investment in housing construction and education belongs to intergenerational investment. Compared with the average income level of Chinese farmers, there is an alternative between housing investment and education investment, but the income elasticity of housing expenditure is relatively low, so housing construction expenditure is likely to crowd out education expenditure. These two types of investment also have an important impact on social mobility. Housing investment has greatly reduced the social mobility of children. Although educational investment can increase social mobility, there are many risk factors. First, farmers face the risk of their children's ability to learn. Secondly, due to the family background and other factors, the children of farmers face increasing discrimination in the labor market, and the risk of education investment of farmers is often higher than that of urban residents. Relatively speaking, choosing to build a house is a safer investment, although there are some natural risks and policy risks, the probability of occurrence is usually low. To sum up, from the point of view of investment return rate, farmers' education investment faces higher risk than housing investment, especially, the gap between rural and urban education investment income is still expanding. This means that farmers' enthusiasm for housing is linked to reduced access to higher education for their children and lower returns on investment.
【学位授予单位】：东北财经大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.48

【参考文献】