中国城镇住房保障改革路径研究

发布时间：2018-08-16 11:33

【摘要】：中国城镇居民的住房保障问题是伴随住房分配货币化改革而产生的。住房作为一种生存发展必需品兼有商品和福利的双重属性。住房问题不仅是经济问题，更是社会问题。住房制度市场化改革符合我国建设社会主义市场经济的基本方向，必须予以坚持。住房保障是国家的一项基本责任，，政府在发展房地产市场时必须深刻把握住房的根本属性，要始终把保障广大城镇居民的基本住房需求作为住房产业发展的核心目标，同时，通过相关配套制度的建设，促使住房市场发展呈现可持续的健康发展道路，实现经济利益和社会效益的双重目标。政府在住房保障制度建设中的主要作用在于依法保障居民的基本住房权、对住房市场进行宏观调控、设计住房保障顶层制度和相关配套制度、对住房保障具体制度的运行进行监督和管理。住房市场化发展道路与针对低收入家庭的住房保障制度并不是截然独立的两个命题，住房市场发展状况和住房产业指导思想在很大程度上决定着全社会对住房保障的需求程度，健康稳定的住房市场应该始终以满足居民的基本居住需求为导向，而不是通过住房市场投资实现国家和政府部门的经济目标。这种观念上的转变对于住房产业的长期健康发展至关重要，而住房产业的高产业关联性和中国城镇“地少人多”的现实更加凸显了这种转变的紧迫性。本文从住房产业发展和政府职能转变的角度探讨住房保障制度改革完善，得出的结论是政府必须转变观念，引导房住房市场健康发展，完善住房保障配套制度，从根本上解决当前中国的住房保障问题。
[Abstract]:The housing security problem of urban residents in China is accompanied by the monetization reform of housing distribution. As a necessity for survival and development, housing has dual attributes of both commodity and welfare. Housing security is a basic responsibility of the state. The government must deeply grasp the fundamental property of housing when developing the real estate market. It must always take the protection of the basic housing needs of urban residents as the core objective of the development of the housing industry. At the same time, through the construction of relevant supporting systems, the housing market will be promoted. The main role of the government in the construction of housing security system is to protect the basic housing rights of residents according to law, macro-control the housing market, design the top-level housing security system and related supporting systems, and specific housing security system. Operation is monitored and managed.
The road of housing market-oriented development and the housing security system for low-income families are not two completely independent propositions. The development of housing market and the guiding ideology of housing industry largely determine the demand of the whole society for housing security. A healthy and stable housing market should always meet the basic housing needs of residents. This change of concept is crucial to the long-term healthy development of the housing industry. The high industrial relevance of the housing industry and the reality of "less land and more people" in Chinese cities and towns highlight the urgency of this change.
This paper discusses the reform and perfection of the housing security system from the perspective of the development of housing industry and the transformation of government functions. The conclusion is that the government must change its concept, guide the healthy development of the housing market, perfect the supporting system of housing security, and fundamentally solve the current housing security problems in China.
【学位授予单位】：山西财经大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F299.23

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