当前甘肃临夏回族自治州小额贷款现状研究
发布时间：2018-08-26 15:01
【摘要】：经济繁荣是金融发展的根基,经济发展水平决定了金融发展水平。反过来,健全健康的金融体系又会促进经济的增长。 民族地区环境多样且特殊,经济发展模式与金融发展模式必定与东部地区不同,如何因地制宜地动员各类社会资金投入,并且高效的运用于民族地区的建设,最大限度的给与金融支持,促进收入增长,实现农村经济良性发展,给民族地区的社会带来实实在在的变化,是具有现实意义的,是政府和学术界正在关注的,也一直是我想研究的问题。 目前,以国内民族地区金融发展的研究主要集中在两方面,一方面是民族地区研究经济增长与金融发展的关系。另一方面则是研究民族地区金融机构经营管理的具体实务。在孟加拉国专门从事农户小额信贷的“穷人银行”取得巨人成功后引起世界的瞩目,在国际范围内掀起了从各个角度研究推广小额贷款业务以促进不发达地区发展的浪潮。但是以国内某一具体民族地区的小额信贷为对象的研究并不充分。 小额信贷作为一种金融创新形式,为问题的解决提供了一种新的思路。希望通过此项研究,借鉴国内外小额信贷发展理论和实践,总结小额信贷的发展的规律,对临夏州小额信贷发展现状进行分析,找出临夏小额信贷发展过程中存在的问题,找出适合本地发展的思路和模式,加快临夏经济的发展。
[Abstract]:Economic prosperity is the foundation of financial development, and the level of economic development determines the level of financial development. In turn, a sound financial system will boost economic growth. The environment of ethnic areas is diverse and special, the economic development model and financial development model must be different from the eastern region, how to mobilize all kinds of social capital investment according to local conditions, and how to apply it to the construction of ethnic regions efficiently. To give maximum financial support, to promote income growth, to realize the benign development of rural economy, and to bring real changes to the society in ethnic areas are of practical significance and are of concern to the government and academia. Also has been the question which I want to study. At present, the research on financial development in ethnic minority areas is mainly focused on two aspects, on the one hand, the relationship between economic growth and financial development in ethnic minority areas. On the other hand, it is to study the specific practice of the management of financial institutions in ethnic areas. After the success of the "poor bank" in Bangladesh, which specializes in micro-credit for farmers, it has attracted the attention of the world, and raised the tide of research and promotion of micro-credit from various angles to promote the development of underdeveloped areas. However, the research on microfinance in a specific ethnic area is not sufficient. As a form of financial innovation, microfinance provides a new way to solve the problem. Through this research, I hope to draw lessons from the theory and practice of microfinance development at home and abroad, sum up the law of the development of microfinance, analyze the current situation of the development of microfinance in Linxia, and find out the problems existing in the development of microfinance in Linxia. Find out the train of thought and mode suitable for local development, accelerate the development of economy of Linxia.
【学位授予单位】：西北民族大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.4
本文编号：2205232
[Abstract]:Economic prosperity is the foundation of financial development, and the level of economic development determines the level of financial development. In turn, a sound financial system will boost economic growth. The environment of ethnic areas is diverse and special, the economic development model and financial development model must be different from the eastern region, how to mobilize all kinds of social capital investment according to local conditions, and how to apply it to the construction of ethnic regions efficiently. To give maximum financial support, to promote income growth, to realize the benign development of rural economy, and to bring real changes to the society in ethnic areas are of practical significance and are of concern to the government and academia. Also has been the question which I want to study. At present, the research on financial development in ethnic minority areas is mainly focused on two aspects, on the one hand, the relationship between economic growth and financial development in ethnic minority areas. On the other hand, it is to study the specific practice of the management of financial institutions in ethnic areas. After the success of the "poor bank" in Bangladesh, which specializes in micro-credit for farmers, it has attracted the attention of the world, and raised the tide of research and promotion of micro-credit from various angles to promote the development of underdeveloped areas. However, the research on microfinance in a specific ethnic area is not sufficient. As a form of financial innovation, microfinance provides a new way to solve the problem. Through this research, I hope to draw lessons from the theory and practice of microfinance development at home and abroad, sum up the law of the development of microfinance, analyze the current situation of the development of microfinance in Linxia, and find out the problems existing in the development of microfinance in Linxia. Find out the train of thought and mode suitable for local development, accelerate the development of economy of Linxia.
【学位授予单位】：西北民族大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.4
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