银行资管新规挑战信托业
发布时间：2019-05-27 17:23
【摘要】：正编者按:近几年信托业快速增长,资产规模突破了10万亿元。但信托业高速发展主要是依托制度红利,其中有多少份额是能够实现可持续发展的尚存疑问。同时,信托业这种发展模式不可避免地呈现出较强的投机性和不稳定性,在获得较高收益的同时也积聚了较大风险,且较易获得超额收益也压抑了信托业产品创新能力和风险管理能力的提升,也未建立起相对于其他金融机构的比较优势。目前,改革开放带来的经济高速增长周期逐渐结束,导致信托业积聚的风险逐渐呈显性化趋势,而同时金融深化速度加快,资管市场监管政策逐渐
[Abstract]:Editor's note: in recent years, the trust industry has grown rapidly, with assets exceeding 10 trillion yuan. However, the rapid development of trust industry is mainly based on institutional dividends, in which how much share is able to achieve sustainable development is still in doubt. At the same time, the development model of trust industry inevitably shows strong speculation and instability, which not only obtains higher returns, but also accumulates greater risks. Moreover, it is easy to obtain excess returns, which also suppresses the improvement of product innovation ability and risk management ability of trust industry, and does not establish a comparative advantage over other financial institutions. At present, the rapid economic growth cycle brought about by reform and opening up is gradually over, resulting in the accumulation of risks in the trust industry gradually showing a clear trend, while at the same time, the speed of financial deepening is accelerated, and the regulatory policy of the capital management market is gradually
【分类号】：F832.49
本文编号：2486339
[Abstract]:Editor's note: in recent years, the trust industry has grown rapidly, with assets exceeding 10 trillion yuan. However, the rapid development of trust industry is mainly based on institutional dividends, in which how much share is able to achieve sustainable development is still in doubt. At the same time, the development model of trust industry inevitably shows strong speculation and instability, which not only obtains higher returns, but also accumulates greater risks. Moreover, it is easy to obtain excess returns, which also suppresses the improvement of product innovation ability and risk management ability of trust industry, and does not establish a comparative advantage over other financial institutions. At present, the rapid economic growth cycle brought about by reform and opening up is gradually over, resulting in the accumulation of risks in the trust industry gradually showing a clear trend, while at the same time, the speed of financial deepening is accelerated, and the regulatory policy of the capital management market is gradually
【分类号】：F832.49
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