社会信用监管体系影响因素的实证研究

发布时间：2018-01-08 15:39

本文关键词：社会信用监管体系影响因素的实证研究　出处：《浙江大学》2014年硕士论文　论文类型：学位论文

【摘要】：市场经济是信用经济。信用的实质是人们在社会活动中彼此之间的互相信任。随着社会经济的逐步发展,信用被赋予更多的经济内涵,信用活动渗透到社会生活中的各个领域。我国目前正处于政治经济转型的关键时期,在经济迅速增长的同时,也出现了种种令人担忧的现象,其中失信行为尤为严重,这直接增加了市场中的交易成本和道德风险。失信行为的产生归根结底是监管缺失,导致失信行为在获利的同时难以被发现或者惩罚小于受益。因此,必须加强政府及其他多元主体对社会信用的监管,依靠法律和道德的力量,有效惩戒失信行为,增加失信成本,建立完善的社会信用监管体系,这对发展社会主义市场经济有重要意义。本研究试图以信用监管为切入点,深入探讨社会信用监管体系的影响因素。为此,论文首先对国内外以往相关文献进行研读分析,提出了相应的研究假设,并通过对访谈结果的内容分析,初步构建社会信用监管体系影响因素的维度框架,在此基础上形成调查问卷,在全国范围内进行大样本调研。通过对大样本的实证分析,从社会信用监管体系影响因素的量表中提取出“监管主体行为”、“信息公开手段”、“软硬件支撑”和“宣传教育环境”四个因子。根据相关分析和多元回归分析的结果可知,这四个影响因素因子均显著影响着社会信用监管体系。鉴于这种显著相关关系,本研究最后得出以多元监管为中心、以信息公开为重点、以软硬件建设为支撑、以宣传教育为着力点,全面加强我国社会信用监管体系建设的实践启示,希望对推动我国社会信用监管体系建设有所裨益。
[Abstract]:Market economy is credit economy. The essence of credit is mutual trust between people in social activities. With the gradual development of social economy, credit is given more economic connotation. Credit activities permeate into all fields of social life. China is now in the critical period of political and economic transformation. With the rapid economic growth, there are also a variety of worrying phenomena. Among them, the behavior of dishonesty is especially serious, which directly increases the transaction cost and moral hazard in the market. Therefore, it is necessary to strengthen the supervision of social credit by the government and other pluralistic subjects, relying on the power of law and morality. It is of great significance for the development of socialist market economy to punish effectively the behavior of dishonesty, increase the cost of dishonesty, and establish a perfect social credit supervision system. This research attempts to take credit supervision as the breakthrough point, deeply discusses the influence factors of social credit supervision system. For this reason, the paper first studies and analyzes the relevant literature at home and abroad, and puts forward the corresponding research hypotheses. And through the analysis of the content of the interview results, the preliminary construction of social credit regulatory system impact factors of the dimensional framework, on the basis of the formation of a questionnaire. Through the empirical analysis of the large sample, "the behavior of the subject" and "the means of information disclosure" are extracted from the scale of the influencing factors of the social credit supervision system. "hardware and software support" and "propaganda and education environment". According to the results of correlation analysis and multiple regression analysis. These four factors significantly affect the social credit regulatory system. In view of this significant correlation, this study finally concluded that the multi-regulation as the center, information disclosure as the focus, and hardware and software construction as the support. It is hoped that the practical enlightenment of strengthening the construction of social credit supervision system in China is beneficial to the construction of social credit supervision system in China.
【学位授予单位】：浙江大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：D630

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