广西农民银行研究

发布时间：2018-02-09 07:40

本文关键词： 广西农民银行农村经济农村金融农贷　出处：《广西师范大学》2014年硕士论文　论文类型：学位论文

【摘要】：近代以来,随着农村自然经济的解体,中国的农业生产逐步被卷入商品市场,农村金融在农业发展中的作用日益凸显,逐渐成为农村经济发展的杠杆。至20世纪30年代前后,中国的农村经济遇到了前所未有的危机,严重地影响着农业生产和农村经济的发展。在此背景下,各级政府通过金融机构向农村供给资金,缓解农村金融之枯竭,以解决农村金融问题为立足点促进农村经济发展,达到繁荣经济之目的。1931年重掌广西政权的新桂系,为了巩固其在广西的统治,增强实力,以图再次逐鹿中原,开始着手建设广西,注重农村经济建设,以调剂农村金融的方式,恢复农村经济发展,达到繁荣农业,大量增加农业生产的目的。广西农民银行即是新桂系政权为解决广西农村金融问题而成立的专业银行。本文以广西农民银行为研究对象,研究时段主要是从其成立的1937年到其结束的1940年。广西农民银行是在抗日战争爆发前由广西省政府成立的一个官办银行,也是近代广西唯一的一个农业专业银行。1937年广西省政府决定将原广西省银行的农村经济部划出,改组成立广西农民银行。广西农民银行是广西省政府为供给农民资金,促进农业生产,发展农村经济而设立的农业专业银行。虽然以往学术界对中国近现代金融史和农村金融问题的研究已有不少成果,但对广西农民银行的关注却不多。本文以新桂系时期广西社会的政治、经济和农村经济、金融的发展为背景,探讨广西农民银行建立的原因、经过及其演变过程,通过纵向梳理其发展脉络和对其主要经营活动考察的方式进行研究,以揭示其经营活动特色；同时通过分析广西农民银行业务发展情况以及广西农民银行与广西农贷之间的关系,来考察和评价广西农民银行对促进广西农村经济发展和农业生产的积极作用以及其局限性。广西农民银行的产生和发展体现了这一时期新桂系政权对解决广西农村金融问题和农村经济发展的政策,广西农民银行的成立对新桂系时期广西的农业生产和农村经济发展产生了一定程度的影响。本文共分为五个部分,分别从广西农民银行创建的背景,广西农民银行的筹建及其组织结构,广西农民银行的业务经营,广西农民银行与广西的农贷以及对广西农民银行的评价等方面展开对广西农民银行的研究。第一部分主要从农村经济的崩溃,农村金融的枯竭,传统农村金融组织的衰落以及农村高利贷盛行、农民负债严重四个方面进行分析,论述了广西农民银行创建的的背景。第二部分阐述了广西农民银行的筹设和建立过程,以及该行组织结构中内部机构的演变和分支行所的发展。第三部分论述了广西农民银行的业务经营,包括放款业务、存款业务、农仓业务、投资和汇兑业务以及广西农民银行与农民借款协会五个方面。第四部分对广西农民银行与广西的农贷分两个阶段进行研究,一是广西农民银行成立前广西农贷的开展情况与不足,二是广西农民银行时期广西农贷的发展。第五部分从辩证的角度对广西农民银行的历史作用进行评价,分析了广西农民银行所产生的积极影响,也探讨了广西农民银行的局限性。
[Abstract]:In modern times, with the disintegration of rural natural economy, China agricultural production gradually involved in the commodity market, the role of rural finance in the development of agriculture has become increasingly prominent, the development of rural economy to leverage. After 1930s, Chinese rural economy encountered hitherto unknown crisis, seriously affecting the development of agricultural production and rural economy in this context, governments at all levels to the supply of rural funds through financial institutions, alleviate rural financial depletion, in order to solve the problem of rural finance as the starting point to promote the development of rural economy, to achieve economic prosperity to regain control of the Guangxi regime in.1931 years, in order to consolidate its power to rule in Guangxi, Zhuluzhongyuan started again, the construction of Guangxi, focusing on the construction of rural economy, to adjust rural finance, restoration of rural economic development, achieve the prosperity of agriculture, large Increase the amount of agricultural production. The Agricultural Bank of Guangxi is the Guangxi regime in order to solve the problem of rural finance and the establishment of specialized banks.
In this paper, the Agricultural Bank of Guangxi as the research object, the research period is mainly from its establishment in 1937 to the end of 1940. The Agricultural Bank of Guangxi is a private bank established by the Guangxi provincial government on the outbreak of the Anti Japanese War, Guangxi is a modern professional agricultural bank.1937 only in Guangxi Province, the government decided to rural economy department the original Guangxi Province bank set aside, the restructuring of the establishment of the Agricultural Bank of Guangxi. The Agricultural Bank of Guangxi is the Guangxi provincial government to supply farmers funds, promote agricultural production, rural economic development and the establishment of specialized agricultural bank. Although the previous academic Research on Chinese many achievements of modern financial history and the existing rural financial problems, but for the farmers bank Guangxi's attention is not much. In this paper, the Guangxi society in the new era of politics, economy and the rural economy, financial development as the background, to explore the establishment of the Agricultural Bank of Guangxi The reason, course and development of the research, through the longitudinal combing and investigation on its main business activities, in order to reveal the characteristics of business activities; at the same time through the analysis of Guangxi farmers bank business development and the relationship between farmers and agricultural credit between the Bank of Guangxi Guangxi, to investigate and evaluate the Agricultural Bank of Guangxi to promote the positive role Guangxi rural economic development and agricultural production as well as their limitations. The emergence and development of the Agricultural Bank of Guangxi reflects the period of New Guangxi Clique Guangxi to solve the problem of rural finance and rural economic development policies, the establishment of the Agricultural Bank of Guangxi had a certain influence on the period of Guangxi's agricultural production and rural economic development.
This paper is divided into five parts, respectively, from the Agricultural Bank of Guangxi to create the background, preparation and organizational structure of the Agricultural Bank of Guangxi, the Agricultural Bank of Guangxi business, the Agricultural Bank of Guangxi and Guangxi agriculture and the Farmers Bank of Guangxi and other aspects of the research evaluation of the Agricultural Bank of Guangxi.
The first part mainly from the rural economy, rural finance has dried up, the traditional rural financial organization and the decline of Rural Usury prevailed, heavily indebted farmers four aspects of analysis, discusses the Agricultural Bank of Guangxi created the background. The second part of the Guangxi farmers bank establishment and the establishment process, and the internal mechanism of the line the organizational structure and the evolution of branch line of the development. The third part discusses the Agricultural Bank of Guangxi business, including loans, deposits, agricultural warehouse business, the five aspects of investment and foreign exchange business, Guangxi farmers and farmers bank borrowing. The fourth part of the farmers association of Agricultural Bank of Guangxi and Guangxi in two stage, one is the Agricultural Bank of Guangxi before the establishment of Guangxi agricultural development situation and the insufficiency, the two is the development of Guangxi Agricultural Bank of Guangxi farmers in the fifth part from the period. From a dialectical perspective, we evaluate the historical role of Guangxi farmers bank, analyze the positive impact of Guangxi farmers bank, and also discuss the limitations of Guangxi farmers bank.

【学位授予单位】：广西师范大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.35

【参考文献】