P2P金融信息服务系统的设计与实现

发布时间：2018-02-05 00:30

本文关键词： P2P 金融负载均衡 PHP Laravel Redis　出处：《郑州大学》2017年硕士论文　论文类型：学位论文

【摘要】：随着信息技术的广泛应用及国家经济的快速发展,互联网金融逐渐成为金融行业的发展新趋势。P2P金融信息平台作为金融信息服务行业的新兴业务,便是互联网金融的一种,它以网络借贷为主营业务。该类平台的兴起有多方面原因,一是国内中小企业及个人在银行等金融体系中贷款门槛高、银行审批过程繁琐、周期长;二是随着社会经济水平的提高,民间用户拥有大量的闲散资金,同时又不满足银行的低利率及股票等理财方式的高风险。而P2P平台的出现符合普惠金融理念,即能有效地解决中小企业的融资需求,又能提高社会闲散资金的利用率,具有一定的现实意义。本课题依托上海某金融信息服务有限公司,旨在开发一个P2P金融信息服务平台,以同时满足中小微企业的资金需求和社会用户的投资需求。该系统的组成结构分为:借款企业使用的企业站、为用户提供投资服务的网站前台及后台系统管理模块。针对该P2P金融信息服务系统的设计与实现,本文主要做了以下工作:1、分析了P2P平台产生的时代背景及其具有的现实意义,并对其发展前景进行说明。2、依据软件工程的设计思想,对系统进行需求分析,明确了系统的功能性需求和非功能性需求。3、对系统架构从物理体系和软件体系两个层次分别进行设计,物理体系架构设计主要指应用服务器集群和数据库读写分离;软件体系架构则按照面向对象设计原则,采用三层结构体系进行设计。其次,依据需求分析结果完成了企业站、前端用户系统、后台管理系统、API接口及数据库等模块的设计。4、系统采用PHP为主要开发语言,以Laravel为开发框架,MySQL为数据库,PhpStorm为开发工具,Centos为服务器运行环境,并结合负载均衡、Redis缓存、Ajax等技术在服务端完成各功能模块的程序实现,并对系统主要业务逻辑和各功能模块进行测试。
[Abstract]:With the wide application of information technology and the rapid development of national economy, Internet finance has gradually become a new trend in the development of financial industry. P2P financial information platform as a new business of financial information service industry. Is one of the Internet finance, it is the main business network lending. There are many reasons for the rise of this platform, one is the domestic SMEs and individuals in the banking and other financial system loan threshold is high. The examination and approval process of the bank is tedious and the period is long; Second, with the improvement of social and economic level, private users have a large number of idle funds. At the same time, it does not meet the high risk of banks' low interest rates and stocks, and the emergence of P2P platform conforms to the inclusive financial concept, that is, it can effectively solve the financing needs of SMEs. It is of practical significance to improve the utilization rate of social idle funds. This topic relies on a financial information service limited company in Shanghai to develop a P2P financial information service platform. The structure of the system can be divided into two parts: the enterprise station used by the borrowing enterprise to satisfy the capital demand of the small and medium-sized enterprises and the investment demand of the social users at the same time. For the design and implementation of the P2P financial information service system, this paper mainly do the following work: 1. This paper analyzes the era background of P2P platform and its practical significance, and explains the development prospect of P2P platform. According to the design idea of software engineering, the requirement of the system is analyzed. The functional requirements and non-functional requirements of the system. 3, the system architecture from the physical system and software architecture from the two levels of design. Physical architecture design mainly refers to the separation of application server cluster and database reading and writing. The software architecture is designed according to the object oriented design principle. Secondly, the enterprise station, the front end user system and the background management system are completed according to the requirement analysis results. The design of API interface and database module. The system adopts PHP as the main development language and Laravel as the development framework. PhpStorm as the development tool and Centos as the server environment, and combined with load balancing Redis cache Ajax and other technologies in the server to complete the implementation of each functional module program. And the system main business logic and each function module carries on the test.
【学位授予单位】：郑州大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F724.6;F832.4;TP311.52

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