区块链开创国际贸易跨境支付新模式

发布时间：2018-03-05 14:46

本文选题：国际贸易　切入点：跨境支付　出处：《企业经济》2017年09期 　论文类型：期刊论文

【摘要】：支付是国际贸易双方非常关注的核心环节,也是经常产生结算风险的关键节点。本文深入分析当前国际贸易中电汇支付的交易流程,指出电汇支付存在支付效率低、结算风险高的问题。结合当前国际贸易中的交易流程,充分利用区块链技术的优势,全新构建了基于区块链技术的跨境支付新模式。通过具体案例,深入阐释了基于区块链的跨境支付交易流程,充分展示区块链跨境支付在降低结算风险、提高支付效率、节省银行资源等方面的优势。最后,本文指出基于区块链的跨境支付在实际应用过程中,需要在制度监管方面创新泛中心化的监管模式,在技术发展方面鼓励技术研发和突破,在行业标准方面制定有效的跨境支付标准,不断创新和突破。
[Abstract]:Payment is the core link that both sides of international trade pay close attention to, and it is also the key node that often produces settlement risk. This paper deeply analyzes the transaction flow of wire transfer payment in current international trade, and points out that the payment efficiency of wire transfer payment is low. The problem of high settlement risk. Combined with the current transaction process in international trade and making full use of the advantages of blockchain technology, a new cross-border payment model based on blockchain technology is constructed. In this paper, the flow of cross-border payment transaction based on block chain is explained in depth, and the advantages of cross-border payment based on block chain in reducing settlement risk, improving payment efficiency and saving bank resources are fully demonstrated. This paper points out that in the practical application of cross-border payment based on block chain, it is necessary to innovate the pan-centralized regulatory model in the aspect of system supervision, and to encourage technology research and development and breakthrough in technological development. Develop effective cross-border payment standards in industry standards, and constantly innovate and break through.
【作者单位】：中国社会科学院上海研究院;
【基金】：国家社会科学基金项目“扩大我国服务业对外开放的路径与战略研究”(项目编号:14ZDA084) 上海市信息化发展专项资金项目“2016年度上海信息化发展专项(大数据发展)”(项目编号:201602030)
【分类号】：F832.2;TP311.13

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