模拟基金交易系统的设计与实现

发布时间：2018-04-17 12:05

本文选题：互联网金融 + 基金交易　；参考：《北京交通大学》2017年硕士论文

【摘要】：随着互联网技术的发展和网民理财意识的不断增强,“传统金融+互联网”已经成为发展趋势。证券基金行业也顺应这一趋势,改变传统的销售模式,向互联网金融交易平台转移。其与传统交易模式相比,具有不受时间地域限制、成本低、交互性强、透明等优点,备受基金理财师、基金销售机构、互联网公司关注,盈米财富管理有限公司便是其中一员。本文来源于笔者在实习公司的项目,其目的是开发一款可视化地体现公司所提供的产品及交易服务的模拟基金交易系统,以供公司内部员工及合作方用户使用,其由账户管理、盈米宝业务、基金业务、基金组合业务、我的资产、运营清算六部分组成。本人(独立或参与)完成了“账户管理模块”、“盈米宝业务模块”、“基金业务模块”、“我的资产模块”的设计和开发工作。(1)账户管理模块:包括注册、登录、密码管理、绑卡开户、风险测评功能。用户绑定银行卡、开通盈米账户后,才可以在盈米平台进行基金交易。(2)盈米宝业务模块:包括盈米宝充值、快速取现、普通取现功能。用户可以将盈米宝视为“储蓄银行”,享受稳定收益的同时,也可使用盈米宝购买公司其余产品,享受1折费率优惠。(3)基金业务模块:为用户提供了查看基金详情、基金购买、基金赎回、定投计划管理、撤销申赎订单等基础基金理财功能。用户选择好目标基金后,可以使用盈米宝或银行卡购买,确认成功后,可以对该基金份额进行赎回。(4)我的资产模块:用户可以总览已持有的各类产品资产信息,选择查看所持有的某基金份额的最新收益、累计收益、最新资产信息,可以根据提供的最新净值数据自行确认数据是否准确,提高用户信任。用户也可以查询所有的交易流水记录。对系统进行充分测试后,表明本系统可以满足用户使用要求,目前已投入使用,整体运行稳定,合作方和公司同事都给予了肯定。同时他们也对系统的功能和性能方面提出了进一步要求和改进意见,为不断完善应用提供了基础和方向。
[Abstract]:With the development of Internet technology and the increasing awareness of Internet users' financial management, traditional financial Internet has become a trend of development.The securities fund industry also conforms to this trend, changes the traditional sale pattern, transfers to the Internet financial transaction platform.Compared with the traditional trading mode, it has the advantages of not limited by time and region, low cost, strong interaction, transparency and so on. It has attracted the attention of fund planner, fund sales organization and Internet company.The purpose of this paper is to develop a simulated fund trading system, which can visualize the products and trading services provided by the company.Yingmibao business, fund business, fund portfolio business, my assets, operating liquidation six parts.I (independently or participated) completed the "account management module", "Yingmibao business module", "fund business module", "my assets module" design and development work.Tie the card to open an account, risk assessment function.The user binds the bank card, opens the surplus rice account, only then may carry on the fund transaction in the surplus rice platform.Users can regard Yingmibao as a "savings bank", enjoy stable income, but also use Yingmibao to buy the rest of the company's products, enjoy 10% discount.Fund redemption, investment plan management, foreclosure orders and other basic fund financing functions.After you select the target fund, you can use Yingmibao or bank card to buy it. After you confirm the success, you can redeem the fund share. 4) my asset module: users can overview the asset information of all kinds of products that they already hold,Choose to view the latest income of a fund share, cumulative income, the latest asset information, can be based on the latest net worth data provided to confirm whether the data is accurate, improve user trust.Users can also query all transaction flow records.After fully testing the system, it shows that the system can meet the requirements of users, has been put into use, the overall operation is stable, the partner and the company colleagues have given the affirmation.At the same time, they also put forward further requirements and suggestions on the function and performance of the system, which provides the basis and direction for the continuous improvement of the application.
【学位授予单位】：北京交通大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：TP311.52

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