基于互联网金融的大数据应用模式及价值研究

发布时间：2018-04-20 00:30

  本文选题：互联网金融 + 大数据技术　； 参考：《中国流通经济》2017年05期

【摘要】：大数据时代的到来将新兴的互联网金融产业发展带入快车道,大数据技术在互联网金融中具有极大的运用价值,能够帮助银行、证券、保险、P2P网贷等行业进行产品和服务创新,提升金融行业的信息化水平,完善自身管理结构并吸引潜在客户。然而新技术的运用往往伴随着诸多的隐患,应当从加强大数据战略的顶层设计、推动信息技术的发展与迭代、保障网络用户数据安全、健全风险管理制度、构建互联网金融联合监管模式等方面不断完善,以保障互联网金融产业快速、健康发展。
[Abstract]:The arrival of big data's era has brought the emerging Internet financial industry to the fast track. Big data technology has great application value in Internet finance, and it can help banks, securities, insurance and P2P networks to innovate their products and services. Improve the information level of the financial industry, improve its own management structure and attract potential customers. However, the use of new technology is often accompanied by many hidden dangers. We should strengthen the top-level design of big data's strategy, promote the development and iteration of information technology, ensure the data security of network users, and improve the risk management system. In order to ensure the rapid and healthy development of Internet finance industry, the construction of joint supervision mode of Internet finance has been improved continuously in order to ensure the rapid and healthy development of Internet finance industry.
【作者单位】： 重庆理工大学知识产权学院;西南政法大学博士后流动站;
【基金】：国家社会科学基金项目“大数据时代个人信息盗窃的法律问题与对策研究”(16CFX027) 重庆市社会科学规划项目“大数据时代个人数据信息隐私安全风险及应对机制研究”(2015YBGL110) 重庆市博士后科研特别资助项目“大数据时代个人数据盗窃行为法律规制研究”(Xm2015043)
【分类号】：F832;TP311.13
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本文编号：1775447