基于Android的银行理财向导的研究与实现

发布时间：2018-06-14 11:17

本文选题：理财向导 + 手机业务助手　；参考：《北京邮电大学》2016年硕士论文

【摘要】：随着“互联网+”的发展,银行的金融业务也开始受到了互联网的冲击。现在,很多客户不再到银行获取面对面的金融服务,而是通过网上第三方金融机构比如支付宝、微信等进行资金操作。一方面,互联网金融为群众带来了更多的选择和更便捷的体验,另一方面,由于互联网金融在目前还缺乏有效的监管,群众缺乏相关的金融知识,使得网上金融诈骗、非法集资等事件层出不穷。而银行,作为金融知识宣传最直接的部门,由于互联网普及的原因而减少了向群众宣传金融知识的机会,这个现状制约了我国互联网金融环境的建设。所以,作为银行机构,也需要跟上“互联网+”的浪潮,在目前的金融环境下,为客户提供更便捷的互联网金融服务,帮助客户更好的了解金融知识。本论文设计了一种基于Android移动设备的理财辅助系统,通过该系统银行可以更好的为客户提供理财服务,同时有针对性的宣传金融知识,帮助客户建立良好的理财观念。本论文通过对国外理财系统进行深入分析,结合国内的银行管理情况和居民特色,对居民理财管理中存在的问题提出移动端信息化的解决方案,并对银行管理的理财业务流程,理财产品推广进行信息化改造,设计并实现了银行理财管理系统中基于Android平台、面向银行客户的移动智能终端平台。本论文设计开发的基于Android的银行管理理财向导,采用了 Java作为开发语言,使用了 MySql数据库,该系统包含金融知识普及,金融理财产品推荐、金融新闻推送等功能,解决传统的银行在金融理财业务中无法按需引导,金融知识普及力度不够等问题。利用移动端的便携性优势和移动性优势,将居民和银行从传统的理财模式向信息化转变。本论文所研究并设计基于Android移动端的银行理财管理系统,提供一个居民了解金融知识,选择理财产品的移动智能终端应用及合理的进行理财投资的辅助系统,使用该系统后,用户可以得到量身定做的理财方案,并获取相关的金融知识。居民也可以随时了解金融动态,更好的进行理财管理工作。一方面提升居民金融水平,另一方面,也为银行带来了更多的业务,为经济发展注入新的催化剂。
[Abstract]:With the development of the Internet plus ", the bank's financial business has been the impact of the Internet. Now, a lot of customers to the bank no longer get face-to-face financial services, but through the online third party financial institutions such as Alipay, WeChat and other capital operation. On the one hand, Internet banking has brought more choices and for the masses More convenient experience, on the other hand, due to the lack of effective supervision and lack of relevant financial knowledge, Internet financial fraud and illegal fund-raising are emerging in the Internet, and banks, as the most direct sector of financial knowledge propaganda, have reduced the publicity to the masses because of the popularity of the Internet. General opportunity, this situation has restricted the construction of Internet financial environment in our country. So, as banks also need to keep up with the "Internet plus" wave in the current financial environment, provide more convenient Internet financial services for clients, to help customers better understand financial knowledge. This paper based on the design of a Android Mobile The financial assistance system of the equipment, through which the bank can provide better financial services for the customers, at the same time, has targeted publicity financial knowledge to help customers establish good financial ideas. This paper makes a thorough analysis of foreign financial management system, combined with domestic banking management and residents' characteristics, and manages the management of residents' financial management. The existing problems put forward the solution of mobile terminal information, and reform the banking management financial business process, the promotion of financial products, design and implement the bank management system based on the Android platform and the mobile intelligent terminal flat platform for the bank customers. This paper is designed and developed based on the Android bank management. The financial guide, using Java as the development language, uses the MySql database, which includes the functions of the popularization of financial knowledge, the recommendation of financial products, the push of financial news and so on, to solve the problem that the traditional banks can not be guided in the financial services according to the requirements and the financial knowledge is not popularized enough. This paper studies and designs a bank management system based on Android mobile terminal, which provides a mobile intelligent terminal for the residents to understand financial knowledge, select financial products and make a reasonable financial investment auxiliary system, and use the system. After the unification, the user can get the tailor-made financial plan and obtain the relevant financial knowledge. The residents can also understand the financial situation at any time and better manage the financial management. On the one hand, it can improve the financial level of the residents, on the other hand, it also brings more business for the bank, and injects new catalyst for the economic development.
【学位授予单位】：北京邮电大学
【学位级别】：硕士
【学位授予年份】：2016
【分类号】：TP311.52;TP316

【参考文献】