强积金:香港养老政策的经验与反思

发布时间：2018-05-27 04:27

  本文选题：香港特区 + 养老政策　； 参考：《新视野》2017年04期

【摘要】：香港强制性公积金计划(简称"强积金")已经运作了将近17年,覆盖率高达85%,令超过300万工作人口受惠。这个制度是特区政府面对社会老龄化、透过立法程序推行的一项养老政策。强积金的可持续性及没有构成政府额外财政承担的政策特质,远较港英殖民政府在社会政策上的"补缺"原则为佳。但由于运作时日尚短,面对急剧变化的社会经济环境转变,这项制度也有需要改进之处,尤其是"长期服务金"容许"对冲机制"一项,仍有较大的完善空间。
[Abstract]:The Hong Kong mandatory Provident Fund (MPF) scheme has been in operation for nearly 17 years, with a coverage rate of 855.00%, benefiting more than 3 million workers. This system is a pension policy implemented by the SAR Government through the legislative process in the face of an ageing society. The sustainability of the MPF and the policy characteristics that do not constitute an additional financial commitment to the Government are much better than the principle of "filling up" the social policy of the British Hong Kong colonial government. However, due to the short operating time and the rapidly changing social and economic environment, this system also needs to be improved. In particular, the "long service payment" allows for a "hedging mechanism", and there is still much room for improvement.
【作者单位】： 全国港澳研究会;
【分类号】：D669.6
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本文编号：1940425