上海市养老保险水平适度性研究

发布时间：2018-02-20 19:44

本文关键词： 社会养老保险比较分析适度性可行性　出处：《上海工程技术大学》2011年硕士论文　论文类型：学位论文

【摘要】：养老保险关系着一个国家或地区老年人口退休后的生活质量,经济危机的影响和人口老龄化危机的加重,使养老保险水平的适度性问题越来越受到社会的广泛关注。目前学术界对于养老保险适度水平的研究还处于探索性阶段。大多数学者对于养老保险的研究主要从定性角度分析,对于养老保险水平缺乏定量分析。养老金的支出必须与国家生产力发展水平及各方面承受能力相适应,上海是我国经济发展最快的城市,也是我国最早进入老龄化社会的城市。对上海市养老保险水平的适度性进行研究,有一定的典型意义。本课题的研究是在上海人口老龄化的社会大背景下,以福利经济学的数量模型为基础,通过收集相关数据,测算上海市养老保险水平的适度性并分析适度水平的可行性。具体的研究内容主要围绕以下几个方面：首先,从理论上探讨养老保险水平及其适度性的内涵,明确养老保险水平的衡量指标及养老保险水平适度性的判断标准,从经济学角度和社会学角度对养老保险水平进行理论研究；其次,主要从养老保险的覆盖率、养老保险的支出、养老保险的替代率等角度,全面分析上海市养老保险水平的现状,并对上海市的养老保险水平进行总体评价；第三、将上海的养老保险水平与西方发达国家、全国平均水平及上海周边城市进行比较分析,从中得出调整上海市养老保险水平的有益经验；第四、对上海市的地区生产总值、老年人口比重、社会平均工资等影响上海市养老保险水平的因素进行分析,并测算上海市养老保险水平的适度区间,全面分析上海市养老保险水平的适度性。第五、从企业、个人及政府的经济承受能力角度对测算出的上海市养老保险适度水平进行可行性分析,了解在现实的社会经济条件下,达到养老保险的适度水平是否具有可行性。最后,提出了包括“新切线式渐进发展”模式、“外联内促式发展”模式和“全面均衡式发展”模式所构成的养老保险策略发展系统调控上海养老保险水平适度性的对策建议。论文的特色之处在于运用福利经济学的数量模型结合上海的经济发展情况对上海近期的养老保险适度水平进行测算,并通过对企业、个人可承受的缴费率及政府的财政补贴能力进行动态分析,对上海提高养老保险水平进行可行性研究。
[Abstract]:Pension insurance is related to the quality of life of the elderly population after retirement in a country or region. The impact of economic crisis and the aggravation of population aging crisis make the issue of the appropriateness of the level of pension insurance more and more concerned by the society. At present, the academic research on the appropriate level of endowment insurance is still in the exploratory stage. There is a lack of quantitative analysis of the level of old-age insurance. The expenditure on pensions must be commensurate with the level of development of the national productive forces and the affordability of all aspects. Shanghai is the fastest growing city in China's economy. It is also the earliest city in China to enter the aging society. It is of certain typical significance to study the appropriateness of the endowment insurance level in Shanghai. The research of this subject is based on the quantitative model of welfare economics under the background of the aging population in Shanghai, through the collection of relevant data. Measure the appropriateness of Shanghai pension insurance level and analyze the feasibility of appropriate level. The specific research contents mainly focus on the following aspects:. First of all, the connotation of endowment insurance level and its appropriateness are discussed theoretically, and the measure index of endowment insurance level and the judgment standard of the appropriateness of endowment insurance level are made clear. From the angle of economics and sociology, this paper makes a theoretical study on the level of old-age insurance. Secondly, from the coverage of pension insurance, the expenditure of pension insurance, the replacement rate of old-age insurance, the overall analysis of the status quo of the level of pension insurance in Shanghai, and the overall evaluation of the level of old-age insurance in Shanghai; Third, the level of pension insurance in Shanghai is compared with the developed countries, the national average level and the surrounding cities in Shanghai, and the beneficial experience of adjusting the level of pension insurance in Shanghai is obtained. In 4th, we analyzed the factors that affect the level of pension insurance in Shanghai, such as the regional GDP, the proportion of the elderly population and the average social wage, and calculated the appropriate range of the level of the old-age insurance in Shanghai. Comprehensive analysis of Shanghai pension insurance level of moderation. In 5th, from the angle of economic affordability of enterprises, individuals and governments, we analyzed the feasibility of calculating the appropriate level of old-age insurance in Shanghai, and learned that under the actual social and economic conditions, Whether it is feasible to reach the appropriate level of endowment insurance. Finally, the paper puts forward some countermeasures and suggestions on the adjustment and control of the level of endowment insurance in Shanghai, which are composed of "new tangent progressive development" mode, "external internal promoting development" model and "comprehensive balanced development" mode. The characteristic of the paper is that the quantitative model of welfare economics is used to measure the moderate level of the pension insurance in Shanghai in the near future, and through the analysis of the enterprises, Based on the dynamic analysis of the individual affordable contribution rate and the government's ability to subsidize, the feasibility of raising the level of old-age insurance in Shanghai is studied.
【学位授予单位】：上海工程技术大学
【学位级别】：硕士
【学位授予年份】：2011
【分类号】：C913.6

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