抗战时期四川县级合作金库存款业务研究
发布时间:2018-08-02 16:49
【摘要】:抗战时期,县级合作金库肩负着活跃大后方农村金融,促进农业生产的重要使命。办理存款是合作金库的中心业务之一,储户包括合作社及其他社会资金,但合作社存款所占比例极小,且以活期存款为主。与其他金融机构相比,合作金库的存款利率明显偏低,储蓄业务的吸引力较差,在竞争中始终处于劣势。与贷款数额相比,合作金库的存款数额较小,这说明合作金库存款对农村金融的调剂作用并不明显。
[Abstract]:During the anti-Japanese war, county-level cooperative treasury undertook the important mission of activating the rural finance in the rear area and promoting agricultural production. The depositors include cooperatives and other social funds, but the proportion of cooperative deposits is very small, and demand deposits are the main account. Compared with other financial institutions, the deposit interest rate of cooperative treasury is obviously low, the attraction of savings business is poor, and they are always at a disadvantage in competition. Compared with the loan amount, the amount of the cooperative treasury deposit is smaller, which indicates that the cooperative treasury deposit has no obvious effect on rural finance.
【作者单位】: 四川大学985工程区域历史与民族研究创新基地;四川大学历史文化学院;
【基金】:国家社科基金青年项目“民国时期四川农村合作金库制度研究”(13CZS072) 中央高校基本科研项目“民国时期四川农村合作金库制度研究”(skqy201314) “中国文化中效率、公正、平等观念的演变及其现代转型”(skgt201102)阶段性成果
【分类号】:K265;F832.9
,
本文编号:2160067
[Abstract]:During the anti-Japanese war, county-level cooperative treasury undertook the important mission of activating the rural finance in the rear area and promoting agricultural production. The depositors include cooperatives and other social funds, but the proportion of cooperative deposits is very small, and demand deposits are the main account. Compared with other financial institutions, the deposit interest rate of cooperative treasury is obviously low, the attraction of savings business is poor, and they are always at a disadvantage in competition. Compared with the loan amount, the amount of the cooperative treasury deposit is smaller, which indicates that the cooperative treasury deposit has no obvious effect on rural finance.
【作者单位】: 四川大学985工程区域历史与民族研究创新基地;四川大学历史文化学院;
【基金】:国家社科基金青年项目“民国时期四川农村合作金库制度研究”(13CZS072) 中央高校基本科研项目“民国时期四川农村合作金库制度研究”(skqy201314) “中国文化中效率、公正、平等观念的演变及其现代转型”(skgt201102)阶段性成果
【分类号】:K265;F832.9
,
本文编号:2160067
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