金融结构调整与金融发展方式转变互动研究

发布时间：2018-01-25 21:20

本文关键词： 会融发展方式金融结构金融资源会融可持续发展　出处：《辽宁大学》2016年博士论文　论文类型：学位论文

【摘要】：20世纪中期,金融理论和金融发展理论有了较大的发展与进步。国外金融发展理论涌现出了金融结构理论、金融深化理论和金融约束理论；我国学者于1998年提出并且建立与完善了金融可持续发展理论。然而,与金融发展理论的发展相对照,金融发展的现实也在不断地变化与演进。比如,为了实现我国经济金融平稳运行和稳健发展,2013年政府指出应该加快完善现代市场体系,加快转变经济发展方式；2015年政府工作报告指出应该加快转变经济发展方式,实现有质量有效益可持续的发展。在这样的背景下,转变经济金融发展方式已经提到政府的议事日程。因而,本文选取了金融结构调整与金融发展方式转变的互动为研究主题。本文所要分析和研究的核心问题是金融结构与金融发展方式的互动问题。关于该问题可以从四个方面进行分析,即金融结构是金融发展方式转变的物质基础和现实前提；金融发展方式是金融结构调整的出发点与归宿；要以科学与合理的金融发展方式引领金融结构调整；应该通过金融结构调整来实现金融发展方式转变从而塑造一种科学的金融发展方式。本文首先梳理了金融发展理论及金融发展方式和金融结构理论的相关文献。然后研究了戈德史密斯的金融结构论和金融发展观与白钦先的金融结构论和金融发展观,戈氏金融发展理论主要界定了金融结构及其度量,探索了金融发展与经济发展的关系。白氏金融结构论认为金融结构是金融相关要素的组成、相互关系及量的比例,是戈氏量性金融结构论的扩展与提升,集量性金融结构与质性金融结构于一体；白氏金融发展观集中表现为金融可持续发展观,包括金融量性发展与金融质性发展相统一的金融发展观。白氏金融发展理论体系为分析研究金融结构调整与金融发展方式转变的互动这一问题提供了坚实的理论基础。接着本文着重研究了金融发展方式的概念及相关理论问题。金融发展方式是指引领、规范与实现金融发展的,对金融发展理念、金融为何而生和金融为谁服务三大本质性核心问题回答的不同指向,以及与之相应的以金融体制九大要素为基本架构的顶层设计的总和。金融发展方式由若干基本要素所组成,它们相互联系、相互影响形成一个有机整体,这些基本要素包括：金融发展理念、金融发展最高宗旨与目标、金融发展战略与路径选择和金融发展方法与模式。金融发展方式的内涵包括：金融发展方式基本要素之间的关系,金融结构与金融发展方式之间的关系,金融发展方式的政策涵义即金融发展顶层设计。进而研究本文的核心问题之一即金融发展方式转变的物质基础和现实前提。首先,从M2/GDP、FIR以及金融质性结构等角度来看,金融结构是金融发展方式得以确立以及实现转变的物质基础和现实前提。其次,金融发展方式包括金融发展理念、金融发展最高宗旨与目标、金融发展战略与路径选择和金融发展方法与模式,这些基本要素的形成与转变都要以金融发展的现状为准即金融相关要素之间的复杂关系。不论是从整体来看还是分别分析金融发展方式各个基本要素,金融结构都是金融发展方式转变的物质基础和现实前提。然后分析了金融结构调整的出发点和归宿。金融结构的分析视角有很多种,可以从金融组织空间结构和金融质性结构等角度来分析金融结构。经济金融主体在某种金融发展方式的引领与规范之下合理开发有效配置金融资源,使金融资源存置于经济金融和社会体系之间,从而形成某种结构。通过金融资源的合理开发与有效配置可以调整金融相关要素之间的复杂关系,最终塑造一种科学的金融发展方式。所以,金融发展方式是金融结构调整的出发点与归宿。最后研究了金融结构调整和金融发展方式转变互动的实现机制。我们要以金融发展方式引领金融结构调整,坚持金融可持续发展理念,明确金融发展的最高宗旨与目标,转变金融发展的战略,整合金融资源配置方法,以此协调金融相关要素之间的复杂关系,实现金融结构调整。可以通过调整金融组织空间结构和金融质性结构,在不同金融相关要素之间合理配置金融资源,使金融功能资源在经济金融和社会体系存置与积累,转变现有的金融发展方式从而塑造一种科学的金融发展方式,最终实现金融、经济和社会的协调与可持续发展。本文的创新点包括：(1)首次将金融发展方式与金融结构二者的互动关系作为本文研究之主体,从而扩展了金融相关理论研究的领域,并丰富了其内容。(2)对金融发展方式的概念与相关理论作了探索与研究。(3)从理论与实践两个层面,四个方面分析、研究金融发展方式与金融结构的互动关系。(4)运用金融可持续发展理论分析研究了金融发展方式转变与金融结构调整互动的相关策略。本文的不足之处在于对金融结构调整与金融发展方式转变互动的实现机制的研究不够深入,因而这一部分有待作进一步的探索、提高和完善。
[Abstract]:In mid twentieth Century, financial theory and financial development theory has made great development and progress. The development of foreign financial theory emerged in the financial structure theory, financial deepening theory and financial restraint theory; Chinese scholars put forward in 1998 and the establishment and perfection of the theory of financial sustainable development. However, compared with the development of the theory of financial development, financial the reality of the development are in continuous evolution and change. For example, in order to realize the smooth operation of China's economy and finance and steady development, in 2013 the government pointed out that we should accelerate the improvement of modern market system, accelerate the transformation of economic development; in 2015 the government work report pointed out that we should speed up the transformation of economic development, to achieve a quality benefit and sustainable development. In this under the background of the transformation of economic development mode has been referred to the government's financial schedule. Therefore, this paper selects the financial structure adjustment and Change the interactive way of financial development as a research topic. This paper will analyze and study the core problem is the interaction between financial structure and financial development. About this problem can be analyzed from four aspects, namely the financial structure is the material basis of change of financial development mode and the realistic premise; financial development is the starting point of financial structure the adjustment and the end result; leading to the adjustment of financial structure in scientific and reasonable way of financial development; should adjust the financial structure to achieve the transformation of the mode of financial development in order to build a scientific financial development. This paper reviews the related literature theory of financial development and financial development and financial structure theory. And then study the financial structure Goldsmith's theory and concept of financial development and financial structure on the first white chin and the concept of financial development, financial development theory and Gorbachev To define the financial structure and its measurement, explores the relationship between financial development and economic development. White's financial structure theory that the financial structure is composed of financial factors, the proportion of the relationship and the expansion and upgrade of the quantity is the financial structure of Gorbachev, set of financial structure and financial structure in nature development; focus on the performance of the financial sustainable development view's financial development, including the amount of financial development and financial development of the unity of the qualitative concept of financial development. The theoretical system of Bai's financial development provides a solid theoretical foundation for the analysis of this interaction on Transformation of financial structure adjustment and financial development. Then this paper study on the concept of financial development and related theoretical problems. The financial development mode refers to the guidance, specification and implementation of the concept of financial development, financial development, financial and financial health and why The answer is who service the three essential core problem of different direction, and the top-level design to the financial system as the basic framework of the nine elements combined with the corresponding financial development mode consists of several basic elements, their mutual connection, mutual influence the formation of an organic whole, including these basic elements: the concept of financial development. The highest goal of financial development, financial development and financial development strategy and path selection method and model. Including the connotation of financial development mode: the relationship between the basic elements of financial development, the relationship between financial structure and financial development, financial development policy implications to the financial development of the top-level design. The material basis for the transformation of one of the core issues then this paper studies that the financial development mode and the realistic premise. First of all, from the angle of M2/GDP, FIR and qualitative financial structure perspective, The financial structure of the financial development mode has been established and foundation to realize transformation and the realistic premise. Secondly, the financial development mode including the concept of financial development, financial development and the highest purpose of goal, financial development and financial development strategy and path selection method and model, formation and transformation of these basic elements are the complex relationship between quasi financial related factors to the status quo of financial development. Whether from the overall analysis of the financial development mode or are all basic elements, the financial structure are the material basis for the transformation of the financial development mode and the realistic premise. And then analyzes the starting point and destination of financial structure adjustment. From the perspective of financial structure has many kinds, can be analyzed the financial structure from the perspective of financial organization structure and financial spatial structure. Qualitative economic and financial subjects in the lead and gauge some financial development mode Fan under the reasonable development of the allocation of financial resources, financial resources exist in between financial and social system, thus forming a structure. Through the rational development and effective allocation of financial resources can be the complex relationship between the adjustment of financial factors, and ultimately create a scientific financial development. Therefore, the financial development is the starting point of the financial the structure adjustment and the home. At the end of the implementation of interaction mechanism between the transformation of financial structure adjustment and financial development. We should lead the adjustment of financial structure to financial development, adhere to the financial sustainable development concept, clear the highest goal of financial development, financial development strategy, the integration method of allocation of financial resources, in order to coordinate the complex relationship between financial factors, financial structure adjustment. Through the adjustment of financial structure and financial matter space organization The structure, between different financial elements related to the rational allocation of financial resources, make the deposit and accumulation in economic and financial and social function system of financial resources, change the existing way of financial development in order to build a scientific way of financial development, and ultimately financial, coordinated and sustainable development of economy and society. The innovation of this paper include: (1) for the first time the relationship between financial development and financial structure of the two as the main body of this research, thus expanding the theoretical research related to the field of finance, and enrich its content. (2) the concept of financial development and related theories for the exploration and research. (3) from two aspects the theory and practice, analysis of the four aspects, research on the relationship between financial development and financial structure. (4) studied the financial development and financial structure adjustment and transformation of the mode of interaction analysis using the theory of financial sustainable development The deficiency of this paper is that the research on the interaction mechanism between the adjustment of financial structure and the transformation of financial development mode is not thorough enough, so this part needs further exploration, improvement and perfection.

【学位授予单位】：辽宁大学
【学位级别】：博士
【学位授予年份】：2016
【分类号】：F830

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