我国流质契约制度合理性研究

发布时间：2018-02-25 15:31

本文关键词： 流质契约禁止担保利益安排　出处：《烟台大学》2017年硕士论文　论文类型：学位论文

【摘要】：流质契约是指在抵押合同或质押合同订立的过程中约定,债务人在债务履行期限届满未能履行清偿义务,则债权人直接取得抵押物或质物所有权的条款。世界上许多国家特别是大陆法系国家对流质契约采取禁止的态度,我国受大陆法系的国家影响较为深远,对流质契约也持有同样的态度,在《物权法》和《担保法》中予以明文禁止。但是,现在许多国家学者已对其提出了质疑,并且从一些国家对待流质契约的态度和立法来看,流质契约解禁已经是大势所趋,对流质契约加以许可已经成为了世界的主流观点。因此,我国对于解禁流质契约也势在必行。文章从流质契约的概念和特征等基本问题入手,论述了我国的立法现状,并且与域外的立法进行比较分析,从民法的基本原则、法理、市场经济等诸多方面对禁止流质契约进行反思,论述了流质契约的必要性和可行性。对流质契约解禁之后也面临这诸多的问题,以各方当事人的利益安排为视角,通过借鉴现有的法律规定和自行设计对流质契约制度进行构造,充分发挥流质契约的有利之处,并且合理维护各方当事人的利益。
[Abstract]:A liquid contract refers to the agreement in the course of the conclusion of a mortgage contract or a pledge contract that the debtor fails to discharge its obligations at the expiration of the time limit for performance of the debt, Many countries in the world, especially the countries of the continental law system, adopt a prohibited attitude towards fluid contracts, and our country is deeply influenced by the countries of the civil law system. They hold the same attitude towards fluid contracts, which are expressly prohibited in the property Law and the guarantee Law. However, many scholars in many countries have now questioned them, and from the perspective of the attitude and legislation of some countries towards fluid contracts, The release of fluid contract has been the trend of the times, and the licensing of liquid contract has become the mainstream view in the world. Therefore, it is imperative for our country to release the liquid contract. This paper starts with the concept and characteristics of fluid contract, and so on. This paper discusses the current situation of legislation in our country, and compares it with the legislation of foreign countries, and reflects on the prohibition of fluid contract from the basic principles of civil law, legal theory, market economy and so on. This paper discusses the necessity and feasibility of the fluid contract. After the release of the liquid contract, it also faces these problems, taking the benefit arrangement of the parties as the angle of view. By drawing lessons from the existing laws and regulations and designing the system of fluid contract by ourselves, we can give full play to the advantages of fluid contract, and protect the interests of the parties concerned reasonably.
【学位授予单位】：烟台大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：D923.2

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