买卖担保借贷问题研究

发布时间：2018-05-20 17:04

本文选题：买卖担保借贷 + 房屋买卖合同　；参考：《烟台大学》2017年硕士论文

【摘要】：买卖担保借贷作为我国实务中逐步发展起来的一种非典型民间担保形式,因其程序简单,适用范围灵活等特性颇受当事人的青睐。虽然我国学者对于该担保提出让与担保,后让与担保等多种解释理论,但对于其性质如何认定以及是否具有独立价值和存在空间仍未形成统一观点。实际,让与担保和后让与担保的本质皆为让与担保,追究买卖担保借贷当事人之真实意思表示及担保实际发生的效力,其让与担保物权的效力是得以肯定的。本文以买卖担保借贷性质和规范路径为研究目的,采用比较法学研究方法,择取实务相关的35个案件审理结果为分析突破口,对当前争议理论观点进行剖析比较。对照德国、日本让与担保理论,从理论与结构上对买卖担保借贷合同的物保性质进行考证和认定。通过法律解释探寻买卖担保借贷与现行法律相融并存的可行性和有效空间,通过现有公示制度的调整和延伸,弥补该制度公示缺失的现状。通过原则把控和规范构建对当事人权利进行归纳和理顺,解决该制度现存争议以及风险控诉,对其进行有效规范以期在不动产担保领域发挥应有之优势。
[Abstract]:As a kind of non-typical folk guarantee form developed gradually in the practice of our country, the secured loan is favored by the parties because of its simple procedure and flexible scope of application. Although Chinese scholars put forward a variety of explanation theories, such as transfer guarantee and post-transfer guarantee, there is still no unified view on how to determine its nature and whether it has independent value and space of existence. In fact, the essence of the guarantee of transfer and post-assignment is the guarantee of assignment, and the validity of the assignment of interest in security can be confirmed by investigating the real expression of intention of the parties to the secured loan and the actual effect of the guarantee. This paper aims at the nature and the standard path of the sale and purchase guarantee loan, adopts the comparative law research method, selects the trial results of 35 cases related to the practice as the breakthrough point, and analyzes and compares the current controversial theoretical viewpoints. In contrast to the theory of transfer guarantee in Germany, this paper theoretically and structurally verifies and confirms the property of rem guarantee in the contract of buying and selling secured loan. Through the legal interpretation to explore the feasibility and effective space of the coexistence of the sale and purchase guarantee loan and the current law, through the adjustment and extension of the existing public announcement system, to make up for the present situation of the lack of the public notice in the system. Through the principle to control and regulate the construction of the rights of the parties to sum up and straighten out, to resolve the existing disputes of the system and risk complaints, to effectively regulate it in order to play its due advantage in the field of real estate security.
【学位授予单位】：烟台大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：D923.3

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