基于J2EE的信贷综合管理系统的设计与实现

发布时间：2018-08-09 20:24

【摘要】：随着计算机技术的进步和网络技术的发展,它们在社会的方方面面都得到了广泛的应用。与此同时,我国的信贷行业也飞速发展,如果能将计算机技术和网络技术应用到银行的信贷业务上来,必将能大大提升信贷机构的业务处理能力,促进社会主义市场经济更加繁荣。在这个大背景下,我们开发出了基于J2EE的信贷综合管理系统来实现对信贷业务进行更加便捷高效的管理。本系统主要实现了四个核心的功能模块,分别是客户管理、系统管理、抵押品管理以及贷后管理。其中客户管理模块中主要包含了对私客户信息管理、对公户信息管理及客户转让这三个部分;系统管理模块主要实现了对流程、资金渠道、系统产品、业务配置、抵押品等进行管理;抵押品管理模块实现对押品信息和抵押合同进行统一的管理,并提供对抵押合同的综合查询;贷后管理模块是在信贷过程发生后,信贷人员所进行的后续操作,包括信贷人员对资金流向进行监控、对风险进行分类、对贷款进行变更等,从而确保在信贷资金发生问题前能够及时进行预警与处理,减少信贷机构不必要的损失。逡本系统在设计过程中采用了B/S的架构方式,并选取了J2EE技术进行开发。在数据库的选择上,我们选择了My SQL数据库作为本信贷管理系统的数据库,并选择免费开源的Web应用程序服务器Tomcat服务器作为本系统的服务器。该系统可以实现对银行已有的业务进行很好的管理,并且系统界面简单、性能稳定、可移植性强,同时也在一定程度上使银行的业务流程更加规范,降低了银行的信贷业务的风险,具有很高的实用价值。
[Abstract]:With the progress of computer technology and the development of network technology, they have been widely used in all aspects of society. At the same time, the credit industry of our country has also developed rapidly. If we can apply computer technology and network technology to the credit business of banks, it will greatly enhance the business processing ability of credit institutions. Promoting a more prosperous socialist market economy. Under this background, we developed a credit management system based on J2EE to achieve more convenient and efficient management of credit business. This system mainly realizes four core function modules, namely customer management, system management, collateral management and post-loan management. The customer management module mainly includes three parts: private customer information management, public account information management and customer transfer. The system management module mainly realizes the process, capital channels, system products, business configuration, Collateral management module realizes unified management of collateral information and mortgage contract, and provides comprehensive query on mortgage contract. The follow-up operations carried out by credit personnel include monitoring the flow of funds by credit personnel, classifying risks, changing loans, and so on, so as to ensure that early warning and handling can be carried out in time before problems with credit funds arise. Reduce the unnecessary losses of credit institutions. In the process of design, the system adopts B / S architecture, and selects J2EE technology to develop. In the selection of database, we choose my SQL database as the database of the credit management system, and choose the free and open source Web application server Tomcat server as the server of the system. The system can manage the existing business of the bank well, and the system interface is simple, the performance is stable, the portability is strong, and at the same time, to some extent, the business process of the bank is more standardized. It reduces the risk of bank credit business and has high practical value.
【学位授予单位】：吉林大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：TP311.52

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