个人道德与信用管理——一个创新性的思考

发布时间：2018-10-23 09:24

【摘要】：近年来信用发展规划的相继出台与社会违信行为的层出不穷形成了鲜明对比。信用评估走到了自己的十字路口,是继续沿着传统路径向更先进的方法、模型和评价技术演化,还是进行一次涉及到评价理念与灵魂的颠覆性变革?文章将尝试给出答案。作者以全新的视角重新考察了个人信用评估指标体系,将诚信度和道德因素纳入其中,以增强指标体系的适用性、公正性和客观性。加入道德因素的新模型可以有效提高信用评估的社会影响力,督促人们更加重视自己的信用分数,优化社会信用体系,重建中国社会的信任文化和道德体系。同时,对于个人诚信行为、社会信用体系和社会道德体系的讨论也首次将经济学与社会学结合,以跨学科、更全面的方式给出个人信用评估指标体系的优化建议。
[Abstract]:In recent years, the credit development plan has come into being in sharp contrast with the social dishonest behavior. Credit evaluation has reached its own crossroads. Should we continue along the traditional path to more advanced methods, models and evaluation techniques, or undertake a subversive change involving the concept and soul of evaluation? The article will try to give the answer. In order to enhance the applicability, impartiality and objectivity of the index system, the author re-examines the index system of personal credit evaluation from a new perspective, including honesty and moral factors. The new model of moral factors can effectively improve the social influence of credit evaluation, urge people to pay more attention to their credit scores, optimize social credit system, and rebuild the trust culture and moral system of Chinese society. At the same time, the discussion of individual credit behavior, social credit system and social moral system also combines economics with sociology for the first time, and puts forward the suggestion of optimizing the index system of personal credit evaluation in a more comprehensive and interdisciplinary way.
【作者单位】：中国人民大学财政金融学院;
【基金】：北京市哲学社会科学规划项目重点项目(项目号:14JGA006)
【分类号】：D64

【共引文献】