独立保函转让法律问题研究

发布时间：2018-04-04 09:28

本文选题：独立担保　切入点：独立保函　出处：《苏州大学》2014年硕士论文

【摘要】：独立担保制度是近些年国际贸易融资中担保方式发生的巨大创新和变革，较之于传统从属性担保制度的债权保全功能，独立担保更加注重融资功能。独立保函作为独立担保理论指导实践的产物及其主要载体，从产生之时便备受关注，在URDG758出台后尤甚。独立保函独立于基础合同以及单据化处理的特征使保函开立人（担保人）较易罹患欺诈风险，而国际大宗贸易中独立保函的受益人却希望通过转让保函以实现快速、便捷的融资，这必然加大了担保人面临的欺诈风险。要平衡并解决这一现实矛盾，就必须对独立保函转让相关的法律问题进行深入分析。首先，从法律上界定独立保函转让仅仅应该是独立保函受益人变更所导致的保函流转行为。其次，以URDG758第33条为出发点，结合独立保函的司法实践将独立保函转让划分为独立保函权利转让和独立保函收益转让两种形式；并将前者的性质认定为特殊的债权让与，将后者的性质认定为受益人自由处分预期财产的行为。之后，基于两种转让形式，分别论及独立保函转让中的担保人、受益人和受让人各自的法律地位及相互关系。再者，从理论走向实践，剖析福费廷业务中涉及的独立保函转让问题及独立保函转让在福费廷业务中的复杂性。最后，以理论指导实践，通过梳理我国立法和司法层面对独立担保制度的态度，明确我国应该从《担保法》第5条第1款的法律释义和内在逻辑传承关系承认独立担保制度的存在。并结合《最高人民法院关于审理独立保函纠纷案件若干问题的规定（征求意见稿）》对我国独立保函转让制度提出合理构建，，明确国内及涉外独立保函转让行为的法律适用。
[Abstract]:The independent guarantee system is a great innovation and reform in the international trade financing in recent years. Compared with the traditional subordinate guarantee system, the independent guarantee pays more attention to the financing function.As the product of independent guarantee theory and its main carrier, independent guarantee has attracted much attention since its emergence, especially after the introduction of URDG758.The independence of an independent guarantee from the underlying contract and the characteristics of documentary processing make the issuer (guarantor) more vulnerable to the risk of fraud, whereas in international bulk trade the beneficiary of the independent guarantee wishes to achieve speed through the transfer of the guarantee.Convenient financing, this is bound to increase the guarantor faced the risk of fraud.In order to balance and solve this realistic contradiction, we must deeply analyze the legal problems related to the transfer of independent guarantee.First of all, the legal definition of the transfer of independent guarantee should only be caused by the change of the beneficiary of the independent guarantee.Secondly, the transfer of the independent guarantee is divided into two forms: the transfer of the right of the independent guarantee and the transfer of the proceeds of the independent guarantee, and the nature of the former is regarded as the special assignment of the creditor's rights, taking Article 33 of the URDG758 as the starting point and combining with the judicial practice of the independent guarantee.The nature of the latter as the beneficiary's free disposition of the intended property.Then, based on the two forms of assignment, the legal status and relationship of the guarantor, beneficiary and transferee in the transfer of independent guarantee are discussed respectively.Furthermore, from theory to practice, this paper analyzes the transfer of independent guarantee in Forfaiting business and the complexity of independent guarantee transfer in Forfaiting business.Finally, with the theory to guide the practice, through combing our country's legislative and judicial level to the independent guarantee system's attitude,It is clear that our country should recognize the existence of independent guarantee system from the legal interpretation and inherent logical inheritance relationship of Article 5, paragraph 1, of the guarantee Law.Combined with the provisions of the Supreme people's Court on the trial of several issues concerning the dispute cases of independent guarantee (draft of soliciting opinions), this paper puts forward a reasonable construction of the transfer system of independent guarantee in our country, and clarifies the legal application of the transfer of independent guarantee at home and abroad.
【学位授予单位】：苏州大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：D996.1;D923;D922.295

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