信用证融资法律问题研究

发布时间：2018-05-27 07:20

本文选题：信用证融资 + 法律风险与防控　；参考：《黑龙江大学》2011年硕士论文

【摘要】：信用证是实践的产物,作为一种贸易支付工具、结算手段、融资工具,自产生以来得到世界不同国家与地区的广泛承认,不可否认,信用证极大地促进了国际间的贸易发展。近年来,随着我国综合国力的不断增强,进出口贸易日益增加,对于贸易融资的需求也日趋旺盛。信用证融资发生于国际贸易中的任一环节,对进口商和出口商都可以进行融资,成为国际贸易中银行和企业间融资的工具和媒介,发挥着积极的作用。但同时,信用证融资与法律风险同在,需要法律规范加以明确指引。由于商业银行自身的缺陷、进出口商信用意识不强等主观原因,信用证融资往往伴随着信用证欺诈和信用证诈骗等法律风险,同时,我国缺乏信用证融资相关法律规范的客观环境使得国内商业银行和司法界面临纠纷时缺乏统一的解决途径。因此,我国亟需在研究信用证融资基本原理的基础上,深入分析进口押汇与出口押汇法律风险的成因和防范,结合UCP600和我国现有法律模式,完善我国信用证融资法律制度,为信用证融资的发展提供良好的法律环境和明确的法律指引。
[Abstract]:Letter of credit is the product of practice. As a means of trade payment, settlement and financing, it has been widely recognized by different countries and regions in the world since its emergence. It is undeniable that the letter of credit has greatly promoted the development of international trade. In recent years, with the increasing of China's comprehensive national strength and import and export trade, the demand for trade financing is increasingly strong. Letter of credit financing occurs in any part of international trade. It can finance importers and exporters and become a tool and medium for banks and enterprises to finance in international trade, which plays an active role. But at the same time, the financing of letter of credit and legal risk exist, need legal norm to give clear guidance. Due to the defects of commercial banks and the weak credit consciousness of importers and exporters, the financing of letters of credit is often accompanied by legal risks such as letter of credit fraud and letter of credit fraud. Due to the lack of legal norms related to the financing of letters of credit in China, there is a lack of a unified solution to the disputes faced by domestic commercial banks and judicial circles. Therefore, on the basis of studying the basic principle of L / C financing, our country should deeply analyze the causes and precautions of the legal risk of import documentary and export documentary, and improve the legal system of L / C financing in our country in combination with UCP600 and the existing legal model of our country. To provide a good legal environment and clear legal guidance for the development of letter of credit financing.
【学位授予单位】：黑龙江大学
【学位级别】：硕士
【学位授予年份】：2011
【分类号】：D996;F740.4

【引证文献】