个人金融信息的国际法保护
发布时间：2018-09-06 19:44
【摘要】：近年来,伴随着经济全球化的迅速发展,各国在金融领域交往密切。各国的金融机构开始在海外设立分支机构以扩大经营市场,吸引海外客户。随之而来的是个人金融信息在世界范围内的传递和共享。然而,这种共享导致侵犯个人金融信息权的问题日益突出,并且已经成为一个国际问题。基于不同的保护目的,各国对个人金融信息法律保护差距甚远,这种差异已经给个人金融信息的跨境流通造成了严重阻碍。 本文旨在深入探析个人金融信息保护国际化的背景,对现有各国、各地区主要的个人金融信息保护国际协调机制进行分析和评价,厘清个人金融信息国际保护中存在的问题,从而为我国建立符合个人金融信息国际法律保护的法律制度提供借鉴和参考。 本文分为导言和正文两个部分。 导言部分,说明撰写本文的目的,即通过描述当今国际社会在个人金融信息共享的同时,受到严重侵犯的背景以及中国经济社会发展所面临的相关法律缺失问题,导出对个人金融信息国际保护的研究意义,进而明确个人金融信息国际法律保护制度在解决上述问题中的重要地位。同时,总结国际国内理论实践经验,提出一些个人金融信息国际法律保护制度的构建中需要注意的问题,希望能对我国的个人金融信息法律保护制度的建设提供一定程度的有益参考和借鉴。 正文部分由四章组成: 第一章以个人金融信息的起源、概念和特点为切入点,介绍了个人金融信息的发展历程,并分析了个人金融信息法律保护的必要性和理论基础。 第二章重点分析了国际社会有关个人金融信息法律保护的现状和问题。主要通过对欧盟和美国相关法律制度的比较,进而探讨个人金融信息法律保护的异同点,最后初步得出了个人金融信息法律保护的保护趋势和发展模式。 第三章对个人金融信息国际法律保护制度进行了构建。从该制度构建的可行性出发,笔者,在借鉴已有的成熟经验和已经发现的不足上,对个人金融信息国际法律制度的内容和形式进行了构想。 第四章从我国个人金融信息保护的现状着手,深入分析了目前相关法律制度的问题,从法律体系、权利义务分配和监管机制对我国个人金融信息法律保护提出了个人建议,以期对我国当今个人金融信息法律保护制度建构提供借鉴。
[Abstract]:In recent years, with the rapid development of economic globalization, countries in the financial field close contact. Financial institutions in various countries began to set up branches overseas to expand their markets and attract overseas customers. The following is the transmission and sharing of personal financial information in the world. However, this kind of sharing has led to the violation of personal financial information rights, and has become an international problem. For different purposes of protection, the legal protection of personal financial information in different countries is far away, which has caused serious obstacles to the cross-border circulation of personal financial information. The purpose of this paper is to probe into the background of the internationalization of personal financial information protection, to analyze and evaluate the main international coordination mechanism of personal financial information protection in various countries and regions, and to clarify the problems existing in the international protection of personal financial information. Thus, it provides reference and reference for our country to establish the legal system which accords with the international legal protection of personal financial information. This article is divided into two parts: introduction and text. The introduction explains the purpose of writing this article, that is, by describing the background in which the international community has suffered serious violations while sharing personal financial information and the lack of relevant laws faced by China's economic and social development, The significance of the research on the international protection of personal financial information is derived, and the important position of the international legal protection system of personal financial information in solving the above problems is clarified. At the same time, summing up the experience of international and domestic theory and practice, putting forward some problems that should be paid attention to in the construction of international legal protection system of personal financial information. The author hopes to provide some useful reference for the construction of legal protection system of personal financial information in China. The text is composed of four chapters: the first chapter introduces the development course of personal financial information from the origin, concept and characteristics of personal financial information. It also analyzes the necessity and theoretical basis of legal protection of personal financial information. The second chapter focuses on the analysis of the current situation and problems of the legal protection of personal financial information in the international community. Through the comparison of the relevant legal systems of EU and USA, the similarities and differences of legal protection of personal financial information are discussed. Finally, the trend and development mode of legal protection of personal financial information are preliminarily obtained. The third chapter constructs the international legal protection system of personal financial information. Based on the feasibility of the construction of the system, the author conceives the content and form of the international legal system of personal financial information on the basis of the existing mature experience and the deficiency that has been found. The fourth chapter begins with the current situation of personal financial information protection in China, analyzes the problems of relevant legal system, and puts forward personal suggestions on the legal protection of personal financial information in China from the legal system, the distribution of rights and obligations and the supervision mechanism. In order to provide reference for the construction of legal protection system of personal financial information in our country.
【学位授予单位】：华东政法大学
【学位级别】：硕士
【学位授予年份】：2011
【分类号】：D996.2;F832.2
本文编号：2227354
[Abstract]:In recent years, with the rapid development of economic globalization, countries in the financial field close contact. Financial institutions in various countries began to set up branches overseas to expand their markets and attract overseas customers. The following is the transmission and sharing of personal financial information in the world. However, this kind of sharing has led to the violation of personal financial information rights, and has become an international problem. For different purposes of protection, the legal protection of personal financial information in different countries is far away, which has caused serious obstacles to the cross-border circulation of personal financial information. The purpose of this paper is to probe into the background of the internationalization of personal financial information protection, to analyze and evaluate the main international coordination mechanism of personal financial information protection in various countries and regions, and to clarify the problems existing in the international protection of personal financial information. Thus, it provides reference and reference for our country to establish the legal system which accords with the international legal protection of personal financial information. This article is divided into two parts: introduction and text. The introduction explains the purpose of writing this article, that is, by describing the background in which the international community has suffered serious violations while sharing personal financial information and the lack of relevant laws faced by China's economic and social development, The significance of the research on the international protection of personal financial information is derived, and the important position of the international legal protection system of personal financial information in solving the above problems is clarified. At the same time, summing up the experience of international and domestic theory and practice, putting forward some problems that should be paid attention to in the construction of international legal protection system of personal financial information. The author hopes to provide some useful reference for the construction of legal protection system of personal financial information in China. The text is composed of four chapters: the first chapter introduces the development course of personal financial information from the origin, concept and characteristics of personal financial information. It also analyzes the necessity and theoretical basis of legal protection of personal financial information. The second chapter focuses on the analysis of the current situation and problems of the legal protection of personal financial information in the international community. Through the comparison of the relevant legal systems of EU and USA, the similarities and differences of legal protection of personal financial information are discussed. Finally, the trend and development mode of legal protection of personal financial information are preliminarily obtained. The third chapter constructs the international legal protection system of personal financial information. Based on the feasibility of the construction of the system, the author conceives the content and form of the international legal system of personal financial information on the basis of the existing mature experience and the deficiency that has been found. The fourth chapter begins with the current situation of personal financial information protection in China, analyzes the problems of relevant legal system, and puts forward personal suggestions on the legal protection of personal financial information in China from the legal system, the distribution of rights and obligations and the supervision mechanism. In order to provide reference for the construction of legal protection system of personal financial information in our country.
【学位授予单位】：华东政法大学
【学位级别】：硕士
【学位授予年份】：2011
【分类号】：D996.2;F832.2
【引证文献】
相关期刊论文 前1条
1 王志强;王丽红;翁剑华;齐洪婷;郭书琴;;个人金融信息法律保护问题研究——以银行法为中心[J];福建金融;2013年08期
，本文编号：2227354
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