论欠缺生效要件的民间借贷合同

发布时间：2018-04-29 09:55

本文选题：民间借贷合同 + 合同生效要件　；参考：《广西大学》2012年硕士论文

【摘要】：本文是在民间借贷纠纷多发和期待民间借贷“阳光化”“规范化”的背景下提出的。第一、第二章对基本定义进行阐述和辨识,界定了民间借贷、民间借贷合同,合同效力,一般生效要件和特殊生效要件,以及区分了合同成立要件和合同生效要件,为论文的展开作铺垫。第三章导出民间借贷合同生效要件的研究意义在于辨认民间借贷合同效力形态,把握运用民间借贷合同生效条件的尺度,调整合同效力形态的范围,来达到维护民间借贷交易安全、促进金融流通的目的。另外,现民间借贷合同生效要件分散于法条,不便于运用,对其整理和解释,对判断民间借贷合同效力上具有现实意义。第四章是文章阐述的重点。逐一讨论欠缺生效要件的具体表现情形,以及不同表现情形下形成的不同合同效力形态。本章以维护借贷交易安全、促进金融流通为宗旨,对现用法条做出了解释,对法条运用提出了新方法,对于与宗旨不相适宜的法条或制度,阐述了自己的意见。首先,本文主张可采用双利率作为高利贷的衡量标准,对于超出标准的分别做合同可撤销或无效处理,给高利贷上双保险,并举例说明合同可撤销和合同无效的赔偿范围应当不同。再次,针对借款用途不实的情况,笔者建议贷款人应当从证据的角度按照不同的证明标准来支持自己的诉讼请求。最后,针对《合同法》52条运用起来错综复杂的情况,提出了单一的判断标准：合同行为(或合同行为的手段、目的)与已发生的可以量化的社会公共利益损害结果之间存在直接因果关系。
[Abstract]:This paper is put forward under the background of folk loan disputes and expectation of "sunshine" and "standardization". In the first and second chapter, the basic definition is elaborated and identified, which defines the folk loan, the folk loan contract, the contract validity, the general effective element and the special effective element, as well as the distinction between the contract formation element and the contract effective element. For the development of the paper to pave the way. The research significance of the third chapter is to identify the effective form of the folk loan contract, to grasp the criterion of applying the effective conditions of the folk loan contract, and to adjust the scope of the effective form of the contract. To maintain the security of private lending transactions, promote the purpose of financial circulation. In addition, the effective elements of the folk loan contract are scattered in the law, which is not easy to use. It is of practical significance to judge the validity of the folk loan contract by sorting out and explaining it. The fourth chapter is the key point of the article. One by one, this paper discusses the specific performance of the lack of effective elements, and different forms of contract effectiveness formed under different performance conditions. The purpose of this chapter is to maintain the security of lending transactions and to promote the financial circulation. This chapter explains the current articles of law, puts forward a new method for the application of the articles of law, and expounds his own opinions on the articles or systems which are not suitable for the purposes. First of all, this paper argues that double interest rate can be used as a measure of usury, to cancel or invalidate contracts that exceed the standard, and to provide double insurance for usury. Examples also show that the scope of compensation should be different between nullity and revocability of the contract. Thirdly, in view of the false use of the loan, the author suggests that the lender should support his claim according to different standards of proof from the point of view of evidence. Finally, in view of the complicated application of Article 52 of contract Law, this paper puts forward a single criterion: contract behavior (or the means of contract behavior). Objective) there is a direct causal relationship between the occurrence of quantifiable social public interest damage results.
【学位授予单位】：广西大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：D923.6

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