企业资产重组与商业银行经营策略的调整
发布时间：2018-10-15 12:20
【摘要】：正目前,不少企业在资产重组过程中,恶意逃废银行债务,造成银行信贷资产大量流失以及信贷资产质量失实等问题,因此商业银行在经营策略上必须要加强对这方面的管理,提高经营效益。 一、遏制企业逃废银行债务的经营策略 1.进一步完善法律法规,加大执法力度。一是建议尽早出台与《破产法》《合同法》和《担保法》等法律法规相配套的实施细则,充实维护银行债权的内容;补充约束借款人、逃债责任人行为的法律条款;明确地方政府、执法机构、有关单位和
[Abstract]:At present, many enterprises in the process of asset restructuring, malicious escape from bank debts, resulting in a large number of bank credit assets loss and credit assets quality problems, so commercial banks must strengthen the management of this aspect of the business strategy. Improve the efficiency of operation. First, the management strategy of restraining enterprises from evading and scrapping bank debts 1. We will further improve laws and regulations and strengthen law enforcement. First, it is suggested to issue as soon as possible the implementing rules which are compatible with the laws and regulations of the bankruptcy Law and the Law on guarantee, so as to enrich the contents of the bank's creditor's rights, to supplement the legal provisions that bind the borrower and the person responsible for the evasion of the debt; Identify local governments, law enforcement agencies, relevant units and
【作者单位】： 中国建设银行张家口分行
【分类号】：F832.4
[Abstract]:At present, many enterprises in the process of asset restructuring, malicious escape from bank debts, resulting in a large number of bank credit assets loss and credit assets quality problems, so commercial banks must strengthen the management of this aspect of the business strategy. Improve the efficiency of operation. First, the management strategy of restraining enterprises from evading and scrapping bank debts 1. We will further improve laws and regulations and strengthen law enforcement. First, it is suggested to issue as soon as possible the implementing rules which are compatible with the laws and regulations of the bankruptcy Law and the Law on guarantee, so as to enrich the contents of the bank's creditor's rights, to supplement the legal provisions that bind the borrower and the person responsible for the evasion of the debt; Identify local governments, law enforcement agencies, relevant units and
【作者单位】： 中国建设银行张家口分行
【分类号】：F832.4
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