浅析新《保险法》存在的缺陷及其改进

发布时间：2018-01-15 22:06

本文关键词：浅析新《保险法》存在的缺陷及其改进　出处：《现代商业》2016年11期 　论文类型：期刊论文

【摘要】：随着社会经济的发展,人们的生活水平有了很大程度上的提升,对于自身安全的重视程度也有了很大的提升,这就在很大程度上推动了保险事业的发展。近年来,我国的保险行业有了很大程度上的发展,对于活跃市场经济,保障人民生活以及生命财产安全起到了十分重要的作用。但是随着保险行业的不断发展,政府所颁布的保险法当中存在着一定的不足与缺陷,这就使得其在保证保险行业健康发展当中的作用无法得到有效的发挥,特别是其中存在的一些免责条款等缺陷,严重影响了保险行业的稳定发展。因此,必须要强化对于新《保险法》实施的研究工作,从而更好的了解其中存在的缺陷,进而采取相应的解决措施,更好的对其进行完善,从而充分的发挥其在保证保险行业发展当中的作用,为国民经济的健康发展以及人民群众的生命财产安全做出更大的贡献。
[Abstract]:With the development of social economy, people's living standard has been improved greatly, the degree of attention to their own safety has been greatly improved, which greatly promoted the development of the insurance industry. In recent years, with the development of a large extent of China's insurance industry, there is an active market economy to protect people's life, and the life and property safety plays a very important role. But with the development of the insurance industry, the insurance law promulgated by the government there exists certain disadvantages and defects, which makes the guarantee for the healthy development of the insurance industry's role cannot effectively play, especially some the exemption clause and other defects, seriously affecting the stable development of the insurance industry. Therefore, it is necessary to strengthen the research work for the new "insurance law > implementation, in order to better understand the existent deficiency Therefore, we should take corresponding measures to improve it, so as to give full play to its role in ensuring the development of the insurance industry, and make greater contributions to the healthy development of the national economy and the safety of people's lives and property.

【作者单位】：华北理工大学;
【分类号】：D922.284
【正文快照】： 自从我国于1995年出台第一部《保险法》之后,我国在完善在新《保险法》的规定当中,其与以往的《保险法》相比,《保险法》方面做出了巨大的努力,从而更好的对保险行业的发有着很大的突破,特别是保护投保放合法权益方面,其做出了更展进行规范。特别是在近几年间出台的新《保险法

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