航运自保公司法律问题研究

发布时间：2018-01-23 20:44

本文关键词： 航运自保公司法律性质再保险法律监管　出处：《大连海事大学》2017年硕士论文　论文类型：学位论文

【摘要】：自保公司是一种受到企业欢迎的新型风险管理方式,为非保险业的商业组织开辟了一条极能合理有效组合、分散风险的途径,同时也直接推动了保险业产品的改革与创新。国际保险市场已经形成了多个自保公司集中注册地,越来越多的国家开始重视自保公司的发展。我国也开始研究并完善自保公司发展和监管的政策与法律,促进本国自保市场的发展。本文除引言和结论外,一共分为四章进行论述:第一章对自保公司在国内外的界定和特点进行阐述,并根据我国的法律规定将本文的研究对象确定为"单一自保公司"。之后笔者将航运自保公司与其它行业自保公司进行比较,简单点明了它们在公司性质和法律地位上的一致性,并指出航运自保公司在承保范围、法律适用、防灾防损内容和组织形式等方面有不同之处。第二章笔者先分析了自保公司与营利性与非营利保险模式的区别,来确定自保公司的性质,在我国属于一种特殊的商业保险。而在《税法》中,通过对比研究"独立实体理论"和"经济一体理论",对其保险业务的风险分散和转移进行分析,得出航运自保公司的税收法律规则。第三章分析了航运自保公司与投保人的法律关系以及作为再保险人的法律问题。明确了投保人的范围,航运自保公司与母公司之间组织法和合同法的双重关系,以及在此之下享有的权利和承担的义务。此外还介绍了航运自保公司从事再保险业务的法律依据以及局限,同时对比了其和普通再保险公司的区别,并分析了在这种情况下出单公司的保险利益问题。第四章主要围绕对自保公司的法律监管进行分析。首先,对中国目前的监管现状进行了介绍并提出了几点问题;其次,分析了我国自保公司监管应当采取的监管原则;最后,在对比国外先进立法经验的基础上,对我国进一步完善航运自保公司监管法律提出了几项建议。
[Abstract]:Self-insurance company is a new type of risk management method which is welcomed by enterprises. It opens up a way for non-insurance business organizations to combine effectively and distribute risks. At the same time, it also directly promotes the reform and innovation of insurance products. The international insurance market has formed a number of self-insurance companies centralized registration. More and more countries have begun to attach importance to the development of self-insurance companies. China has also begun to study and improve the development and supervision of self-insurance companies policies and laws to promote the development of self-insurance market. In addition to the introduction and conclusions of this paper. A total of four chapters are discussed: the first chapter describes the definition and characteristics of the self-insurance company at home and abroad. According to the laws and regulations of our country, the research object of this paper is "single self-insurance company". After that, the author compares shipping self-insurance company with other industry self-insurance company. Simply points out their consistency in the nature and legal status of the company, and points out that the shipping self-insurance company in the coverage, the application of the law. The second chapter analyzes the difference between the self-insurance company and the profit-making and non-profit insurance mode to determine the nature of the self-insurance company. In our country, it is a special kind of commercial insurance. In the tax Law, through the comparative study of "independent entity theory" and "economic integration theory", this paper analyzes the risk dispersion and transfer of its insurance business. The third chapter analyzes the legal relationship between the shipping self-insurance company and the policyholder and the legal issues as a reinsurer, and clarifies the scope of the policy holder. The dual relationship between shipping self-insurance company and parent company and contract law. In addition, it introduces the legal basis and limitation of the shipping self-insurance company engaged in reinsurance business, and compares the difference between the shipping self-insurance company and the ordinary reinsurance company. Chapter 4th mainly focuses on the legal supervision of self-insurance companies. First of all. This paper introduces the current situation of China's supervision and puts forward some problems. Secondly, it analyzes the principles that should be adopted in the supervision of self-insurance companies in China. Finally, based on the comparison of foreign advanced legislative experience, several suggestions are put forward to further improve the supervision laws of shipping self-insurance companies in China.
【学位授予单位】：大连海事大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：D922.284;D922.294

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