“僵尸企业”破产出清时银行债权面临的风险及其对策

发布时间：2018-01-23 22:57

  本文关键词： 僵尸企业 清时 银行信贷资金 存量资金 企业破产法 保证贷款 银行债权 债务人财产 社会诚信体系 破产申请 　出处：《中国农村金融》2016年24期 　论文类型：期刊论文

【摘要】：正"僵尸企业"破产出清时,银行为避免自身债权受到损失,可通过设立新抵押、变更偿债主体或诉讼、仲裁等措施防范风险"僵尸企业"是指已停产、半停产、连年亏损、资不抵债,主要靠政府补贴和银行续贷维持经营的企业。随着中央提出"三去一降一补"的工作重点,清退"僵尸企业"刻不容缓。目前,很多"僵尸企业"的经营现状是存量资金、土地及劳工等生产要素闲置浪费,拖欠银行信贷资金,有的甚至恶意逃废债,严重破坏社会诚信体系。而银行因处
[Abstract]:In order to avoid the loss of their creditor's rights, banks can prevent the risk of "zombie enterprise" by setting up new mortgage, changing the main body of repayment or litigation, arbitration and other measures to prevent the risk of "zombie enterprise". With the central authorities putting forward the focus of the work of "three go, one cut and one supplement", it is urgent to clear out the "zombie enterprises." at present, it is urgent to clear out the "zombie enterprises." Many "zombie enterprises" are now operating in the form of idle and wasteful production factors such as stock funds, land and labor, default on bank credit funds, and even malicious evasion of debts, which seriously undermine the social integrity system.
【作者单位】： 浙江柯城农商银行;
【分类号】：D922.291.92
【正文快照】： “僵尸企业”破产出清时,银行为避免自身债权受到损失,可通过设立新抵押、变更偿债主体或诉讼、仲裁等措施防范风险 “/M尸企业”是指已停产、半停抵押登记手续02013年5月,A银行因上述借款合 产、连年亏损、资不抵债,主 要靠政府补贴和银行续贷维持经营的企业。随着中央提，

本文编号：1458457