我国典当法律问题研究

发布时间：2018-01-28 04:33

本文关键词： 典当存在问题完善建议　出处：《吉林大学》2017年硕士论文　论文类型：学位论文

【摘要】：典当类经营机构业的发展史作为我国经济进步过程的一个侧写,在一定程度上反映了我国经济的发展脉络。从最早广东地区开始波及至全国各个城市,典当类经营机构可以说为民间百姓的生计提供了帮助。在新中国成立之初,将典当类经营机构当做了旧社会的毒瘤而加以严格的限制,直至改革开放市场经济得到了全面认可,随着经济发展步伐的加快,民众的看法和观念出现了变化,市场化的改革需要在传统金融体系之外,为人们群众的自主创业提供更为丰富的资金来源。在这种情况下,我国的典当类经营机构重新得到了国家和人民的认可。现阶段,我国的典当类经营机构业仍旧存在着很多的不合理,以及旧社会所遗留下来的不良风气,存在着过分追求自身利益、包庇接纳赃款、等破坏经济有序健康发展的行为。这不是因为典当类经营机构业存在自身不可克服的弊端和劣势,更多地是由于国家在对于典当类经营机构业运营的监督管理机制以及手段方面存在着不足和缺陷。我国现行典当类经营项目所涉及的法律、法规,大多是根据已经发生的和已然暴露出来的问题加以剖析和处理,内容相对滞后,对于高速发展的经济现状很难做出强有力的支持和指导。同时,典当类经营机构业目前涉及到的法律、法规,其法律效力较之其他商法或民法条例的认可度及执行力有着一定的差距,在面临与其他法条相冲突的案件时,往往不能够作为最有力的武器,对典当双方加以裁定,这就导致了在进行典当过程时,典当双方很容易对现行的相关规定产生轻视乃至漠视的态度和行为。本文在梳理典当类经营机构业相关法律规定的前提下,引用现实案例,针对性地对典当类经营机构业的现状提出其中的不足之处,并且,根据自身经验给出相对合理的建议和解决方案,以期对我国典当类经营机构业相关法律、法规的制定与完善有所裨益。
[Abstract]:The history of pawn business as a profile of the process of economic progress in China, to a certain extent, reflects the development of China's economy. From the earliest Guangdong region began to spread to the various cities of the country. At the beginning of the founding of New China, the pawnbroker was regarded as the cancer of the old society and strictly restricted. Until the reform and opening up of the market economy has been fully recognized, with the pace of economic development, people's views and ideas have changed, market-oriented reform needs to be outside the traditional financial system. In this case, the pawnbroker of our country has been recognized by the state and the people again. China's pawnbroker industry still exists a lot of unreasonable, as well as the bad atmosphere left over from the old society, there is excessive pursuit of their own interests, cover up and accept the stolen money. This is not because the pawnbroker industry has its own insuperable disadvantages and disadvantages. More is due to the national supervision and management mechanism for the operation of pawnbrokers industry and the means of deficiencies. China's current pawn business projects involved in the laws and regulations. Most of them are based on the existing and exposed problems to be analyzed and dealt with, the content is relatively lagging behind, it is difficult to make strong support and guidance for the rapid development of the economic situation. At the same time. At present, the law, regulation and law effect of pawn business are different from those of other commercial law or civil law, when facing the case of conflict with other laws and regulations. It is often not possible to rule on the pawnbrokers as the most powerful weapon, which leads to the conduct of the pawning process. It is easy for pawn parties to despise and even ignore the existing relevant regulations. This paper reviews the relevant laws and regulations of pawnbroking business and cites practical cases. Put forward the shortcomings of the pawnbroker industry, and according to their own experience to give a relatively reasonable proposal and solutions, with a view to China's pawn industry related laws. The establishment and perfection of laws and regulations are beneficial.
【学位授予单位】：吉林大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：D922.28

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