国际化背景下人民币现金法规的完善研究

发布时间：2018-01-31 22:03

本文关键词： 支付结算国际流通货币兑换存款货币中央银行国际化背景汇率风险金融机构国家货币人民银行法 　出处：《中国政法大学学报》2015年05期 　论文类型：期刊论文

【摘要】：我国是目前世界第一货物贸易大国和第三服务贸易大国。国际贸易必然需要用某种货币进行支付结算,在现有各主权货币中,选择用人民币对我国来讲无疑具有重要的意义。它不仅可以取得发行收入,还可以减少我国的汇率风险和外贸交易成本,提高我国在国际经济、政治活动中的地位,使我国在国际事务中具有同经济实力相适应的影响力,使国际经济、政治环境不断向着有利于我国的方向发展。人民币国际化既是一个经济问题,也是一个法律问题,它不仅涉及国际法,更重要的是需要对我国的相关国内法进行修改和完善。本笔谈的核心就是讨论人民币国际化的相关法律问题,这些问题概括起来主要包括:国际法中关于主权货币国际流通与争端解决的基本规则,在人民币国际化过程中应该对我国现行的现金法规、支付结算法规进行哪些修改和完善,应该构建哪些人民币国际化的纠纷解决制度,应对人民币跨境流通监管制度进行哪些修改和完善等。围绕着这些人民币国际化的核心法律问题,我们在完成国家社会科学基金重点课题"国际法视角下的人民币国际化问题研究"的过程中,将相关已有的研究成果进行了整理并提供给读者,以期能够促进我国学术界和实务界对人民币国际化法律问题的研究,并得到相关专家、学者的批评指正。
[Abstract]:China is currently the world's largest trading country in goods and the third largest in service trade. International trade must use some currency to pay and settle, in the existing sovereign currencies. There is no doubt that the choice of RMB is of great significance to our country. It can not only obtain the income of issue, but also reduce the exchange rate risk and foreign trade transaction cost of our country, and improve our country's international economy. The position in the political activities makes our country have the influence corresponding to the economic strength in the international affairs, and makes the international economy. The political environment continues to develop in favor of our country. RMB internationalization is not only an economic issue but also a legal issue. It not only involves international law. More importantly, it is necessary to amend and improve the relevant domestic laws of our country. The core of this paper is to discuss the relevant legal issues of RMB internationalization. These problems can be summarized as follows: the basic rules of international circulation and dispute settlement of sovereign currency in international law should be applied to the current cash regulations of our country in the process of RMB internationalization. What are the amendments and improvements of the payment and settlement regulations, and what kind of dispute resolution system should be constructed for the internationalization of RMB? How to modify and perfect the supervision system of RMB cross-border circulation, etc., which revolves around the core legal issues of RMB internationalization. In the process of completing the research on RMB internationalization from the perspective of international law which is the key topic of the National Social Science Fund, we collate the existing research results and provide them to the readers. In order to promote the academic and practical circles of our country to study the legal issues of RMB internationalization, and get the criticism of relevant experts and scholars.
【作者单位】：中国政法大学;中国政法大学金融法研究中心;中国银行法学研究会;中国银行法学研究会学术委员会;
【基金】：国家社会科学基金重点项目——“国际法视角下的人民币国际化问题研究”(项目编号:13AZD091)的阶段性研究成果
【分类号】：D996.2;D922.28
【正文快照】： 一、人民币现金国际流通的现实状况〔1〕改革开放以来,我国经济取得了迅速发展。据有关资料显示,2014年我国全年国内生产总值为636 463亿元,比上年增长7.4%。〔2〕按照实际汇率换算为10.4万亿美元,美国为17.4万亿美元,日本为4.8万亿美元,德国为3.8万亿美元,法国为2.9万亿美元

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