我国存款保险基金管理机构早期纠正权问题探析

发布时间：2018-03-09 22:06

本文选题：存款保险　切入点：存款保险基金管理机构　出处：《政法论丛》2017年01期 　论文类型：期刊论文

【摘要】：存款保险机构的早期纠正权应由法律、行政法规加以详细规定。《存款保险条例》中明确存款保险基金管理机构具有早期纠正的权力,但并未对权力的具体内容做出安排。该种监管权的原则性设计,既不能保证存款保险基金管理机构职责目标的实现,也难以协调"三大金融安全网"之间有效衔接。为了实现我国存款保险"双重功能"的制度目标,首先应以法律形式明确存款保险基金管理机构是与中国银监会具有同等属性的监管主体,然后结合我国现有监管规范体系中的早期干预制度,对存款保险基金管理机构的该项监管权能进行系统化的法律设计。
[Abstract]:The right of early correction of deposit insurance institutions shall be stipulated in detail by laws and administrative regulations. The Deposit Insurance regulations make it clear that the administrative organs of deposit insurance funds have the power to make early corrections. However, no arrangement has been made on the specific contents of the power. The principle design of this kind of supervisory power can not guarantee the realization of the objectives of the responsibility of the deposit insurance fund management organization. It is also difficult to coordinate the effective link between the "three major financial safety nets." in order to realize the "dual function" of deposit insurance in China, First of all, it should be made clear in the form of law that deposit insurance fund management institution is the same subject as CBRC, and then combined with the early intervention system in the current regulatory system of China. The regulatory authority of the deposit insurance fund is systematically designed.
【作者单位】：辽宁大学法律与金融研究中心;
【基金】：教育部哲学社会科学重大课题攻关项目“加快发展民营金融机构的法律保障研究”(13JZD012) 辽宁省社科基金项目“互联网金融法律规制与监管研究”(L15CFX006)的阶段性成果
【分类号】：D922.28

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