法经济学视阈下的我国农村金融扶贫法律机制分析

发布时间：2018-03-23 07:11

本文选题：农村精准扶贫　切入点：农村金融扶贫法律机制　出处：《山西财经大学》2017年硕士论文　论文类型：学位论文

【摘要】：贫困是世界级的难题,扶贫开发是建设中国特色社会主义的重要任务,是实现社会主义的共同富裕的重要途径。十八届五中全会提出,到2020年实现全面建成小康社会。“十三五”规划中指出,“我国现行标准下农村贫困人口实现脱贫,贫困县全部摘帽,解决区域性整体贫困”,农村金融扶贫是解决贫困问题的有力武器。金融作为现代经济的血液,在扶贫攻坚中作用显著,金融扶贫手段是均衡扶贫资源的调节器,是贫困地区驱动创新的助推器。但是金融自身存在的流动性和风险性等诸多特点,必须有完备的法律机制加以引导。鉴于未来金融扶贫体量的不断增大,农村扶贫金融法律机制研究这一问题迫在眉睫。本文用法经济学的理论和方法对农村金融扶贫法律机制进行分析,运用经济学原理,试图以立法的成本—收益分析和制度的供给—需求分析为依托,法律理念、立法体系和法律实施基本制度等方面,解析我国农村金融扶贫的理论基础和内生逻辑,并且从经济社会因素对我国农村金融扶贫法律机制的影响解释我国现行农村金融扶贫法律机制存在问题及深层原因。希望运用法学与经济学交叉研究的方法,以经济发展规律为切入点,对我国农村金融扶贫法律机制做出跨学科的研究,以求通过法律规制解决长期存在的农村贫困地区金融短缺状况。同时,通过对比分析国内外的先进金融扶贫法律机制经验,归纳对我国农村金融扶贫法律机制完善的启示。最后,立足我国经济社会的现状,提出对我国农村金融扶贫法律机制的构想。本文的难点在于厘清我国农村金融扶贫法律机制发展的历史逻辑和现状问题,并且剖析其真实原因。本文的创新之处体现在对我国农村金融扶贫法律机制进行全面的分析,对主要的内容进行总结和梳理,发掘问题的深层原因。通过对扶贫金融法律的法经济学的发展现状分析,坚持规范分析和实证分析相结合,通过经济学研究方法,明晰法律机制的理念,一方面从内在逻辑强调农村金融扶贫法律机制的立法体系完善,另一方面从供需关系提出健全对农村金融扶贫法律机制的制度构想。
[Abstract]:Poverty is a world-class problem. Poverty alleviation and development is an important task in building socialism with Chinese characteristics and an important way to achieve common prosperity of socialism. In the 13th Five-Year Plan, it was pointed out that "under the current standards of our country, the rural poor will be lifted out of poverty, and all the poor counties will have their caps removed." Poverty alleviation in rural areas is a powerful weapon in solving poverty problems. As the blood of the modern economy, finance plays an important role in tackling poverty relief problems. Financial poverty alleviation means is the regulator for balancing poverty alleviation resources. It is a booster to drive innovation in poor areas. However, the liquidity and risk of finance itself must be guided by a complete legal mechanism. In view of the increasing volume of financial poverty alleviation in the future, It is urgent to study the financial legal mechanism of rural poverty alleviation. This paper uses the theory and method of economics to analyze the legal mechanism of rural financial poverty alleviation, and applies the principle of economics. Based on the cost-benefit analysis of legislation and supply-demand analysis of system, this paper attempts to analyze the theoretical basis and endogenous logic of poverty alleviation in rural finance in China from the aspects of legal concept, legislative system and basic system of legal implementation. And from the influence of economic and social factors on the legal mechanism of rural financial poverty alleviation in our country, this paper explains the existing problems and deep reasons of the current legal mechanism of rural financial poverty alleviation in China, and hopes to use the method of cross-research of law and economics. Taking the law of economic development as the starting point, this paper makes an interdisciplinary study on the legal mechanism of rural financial poverty alleviation in China, in order to solve the long-standing financial shortage in rural poor areas through legal regulation. By comparing and analyzing the experience of the advanced financial poverty alleviation legal mechanism at home and abroad, this paper sums up the enlightenment to the perfection of the legal mechanism of rural financial poverty alleviation in our country. Finally, based on the present economic and social situation of our country, The difficulty of this paper is to clarify the historical logic and current situation of the development of the legal mechanism of rural financial poverty alleviation in China. And analyze its real reason. The innovation of this paper is embodied in the comprehensive analysis of the legal mechanism of poverty alleviation in rural finance in China, and the summary and combing of the main contents. Through the analysis of the current situation of the development of the law and economics of the financial law of poverty alleviation, we insist on the combination of normative analysis and empirical analysis, and clarify the concept of legal mechanism through the economic research method. On the one hand, it emphasizes the perfection of the legal mechanism of rural financial poverty alleviation from the internal logic, on the other hand, it puts forward the system conception of perfecting the legal mechanism of rural financial poverty alleviation from the relationship between supply and demand.
【学位授予单位】：山西财经大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：D922.28

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