问题金融机构国家救助法律边界界定

发布时间：2018-04-02 20:39

本文选题：国家救助　切入点：边界界定　出处：《法学论坛》2015年01期

【摘要】：问题金融机构国家救助法律边界的界定是设定问题金融机构启动国家救助及不同救助方式选择的基本条件,主要包括财务风险条件和系统重要性条件。负有求助责任的机构通过事项确定的、清晰的标准,对金融机构资本充足率、资产质量、盈利能力、流动性及市场风险敏感度等进行评估,并综合考虑金融机构的活跃程度、规模、关联性、可替代性和复杂性等指标,以确立其面临的风险状况及危机程度,据此而作出求助选择。国家救助边界界定应坚持成本最低、显性救助、择优选择和谨慎实施四项基本原则,在救助与破产之间寻求平衡,以保障金融体系的稳定和金融消费者权益。
[Abstract]:The definition of the legal boundary of the state rescue of the problem financial institution is the basic condition for the establishment of the state rescue and the choice of different rescue methods for the problem financial institution, including the financial risk condition and the systematical importance condition.Agencies with responsibility for seeking assistance assess financial institutions' capital adequacy, asset quality, profitability, liquidity and market risk sensitivity through clear criteria, taking into account the degree of activity of financial institutions,Scale, relevance, substitutability and complexity are indicators to determine the risk and degree of crisis they face, and then to make a choice for help.In order to ensure the stability of financial system and the rights and interests of financial consumers, it is necessary to adhere to the four basic principles of lowest cost, explicit assistance, preferential selection and prudent implementation of the boundary of state rescue, and to seek a balance between rescue and bankruptcy in order to ensure the stability of financial system and the interests of financial consumers.
【作者单位】：江西财经大学法学院;
【基金】：作者主持的2013年度国家社会科学基金项目《国家干预视角下的金融机构破产法修正研究》(13BFX114)阶段性成果
【分类号】：D922.28

【相似文献】