试论商业银行个人理财业务的监管

发布时间：2018-04-14 23:34

本文选题：个人理财 + 监督　；参考：《法制与经济》2016年07期

【摘要】：近年来,我国的国民经济保持着良好的发展状态,人民的收入水平也在不断提高。商业银行的个人理财业务不仅成为了银行利润增长的重要手段,也逐渐成为我国居民管理财产收入的重要方式。但是,在各家商业银行火热地开展其理财业务的过程中,也不可避免的产生各种问题,这些问题在一定程度上又限制了商业银行的个人理财业务的拓展。因此,文章认为应该在分析这些问题的基础之上,有针对性地完善我国商业银行的个人理财业务的监督和管理。
[Abstract]:In recent years, China's national economy has maintained a good state of development, the people's income level is also increasing.The personal finance business of commercial banks has become not only an important means of bank profit growth, but also an important way for residents to manage their property income.However, in the process of various commercial banks carrying out their financial management business enthusiastically, there are also inevitable problems, which to some extent limit the expansion of commercial banks' personal financial business.Therefore, based on the analysis of these problems, the article thinks that the supervision and management of personal finance business of commercial banks in China should be improved.
【作者单位】：扬州大学法学院;
【分类号】：D922.281

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