相互保赔险合同的法律性质分析

发布时间：2018-04-23 17:34

本文选题：保赔 + 商业保险　；参考：《中国保险》2016年08期

【摘要】：正"相互保赔险合同虽名为保险合同,但关于其法律性质的争论一直都没有停止过,并由此导致了相互保赔险合同是否适用保险法中相关规定的问题。"传统上,保赔险由船东保赔协会经营(在我国为中国船东互保协会,下文称中船保),在性质上属于相互保险。但是近些年来,商业保险人也在渐渐进入传统保赔险的领域,从而形成了保赔协会与商业保险机构相互竞争的态势。因此,根据经营主体的不同,保赔险合同可分为相互保赔险合同和商业保赔
[Abstract]:"although the mutual insurance contract is called the insurance contract, the dispute about its legal nature has never ceased, and this has led to the question whether the relevant provisions of the insurance law apply to the mutual insurance contract." Traditionally, the insurance and indemnity insurance is operated by the shipowner's insurance association (in our country is the Chinese shipowners' mutual insurance association, hereinafter referred to as "China ship insurance"), which is mutual insurance in nature. However, in recent years, commercial insurers have gradually entered the field of traditional insurance, thus forming a competitive situation between insurance associations and commercial insurance institutions. Therefore, according to the different business subject, the insurance contract can be divided into mutual insurance contract and commercial insurance contract.
【作者单位】：中央财经大学保险学院;
【基金】：中国人民财产保险股份有限公司灾害研究基金普通项目资助
【分类号】：D922.284;D923

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