秘密转移第三方支付平台资金行为的定性——以支付宝为例

发布时间：2018-05-09 11:55

本文选题：第三方支付 + 盗窃罪　；参考：《华东政法大学学报》2017年03期

【摘要】：秘密转移他人第三方支付平台账户资金的犯罪行为表现为直接转移平台账户内资金和转移平台账户所绑定银行卡内资金等两种行为方式。司法实践中应区分这两种行为方式,对直接转移他人支付宝账户内资金的行为以盗窃罪认定,而对转移他人支付宝账户所绑定银行卡内资金的行为以信用卡诈骗罪认定。从刑民结合的角度来看,应认定第三方支付平台是提供资金转移服务的中介机构,刑事认定可突出对第三方支付平台接受指令运行行为的思考,民事认定可在第三方支付平台与银行、账户权利人之间合同关系的框架下把握。
[Abstract]:The criminal behavior of secretly transferring the funds of the third party to pay platform account is manifested in two kinds of behavior: direct transfer of funds in platform account and transfer of funds in bank card bound to platform account. In judicial practice, we should distinguish these two kinds of behavior ways, to the direct transfer of other people's Alipay account funds in the act of theft, and transfer other people's Alipay account bound in the bank card to determine the behavior of credit card fraud. From the angle of the combination of criminal and civilian, the third party payment platform should be considered as the intermediary to provide the fund transfer service, and the criminal identification can highlight the thinking about the third party payment platform receiving the instruction operation behavior. Civil cognizance can be grasped under the framework of the contractual relationship between the third party payment platform and the bank and account holder.
【作者单位】：华东政法大学刑事法学研究院;上海市普陀区人民检察院;
【分类号】：D922.28;D924.35

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