个人破产制度的中国式建构

发布时间：2018-06-16 20:26

本文选题：个人破产制度 + 立法现状　；参考：《南京社会科学》2017年04期

【摘要】：随着市场经济的快速发展,市场在为个人带来诸多机遇和丰厚回报的同时,基于市场认识不足、信息不对称、投资风险等原因,个人面临破产困境。作为回应,大多数国家建立了个人破产制度,最大限度实现了债权人与债务人的利益衡平。遗憾的是,我国尚未确立个人破产制度,但放眼我国相关民商事立法、司法解释及政策措施,个人破产制度却已初见端倪,值得进一步推敲和深入研究。建议遵循"渐进式"原则推行个人破产制度,建构个人破产申请条件、程序及处罚机制,授予债务人许可免责权,赋予债务人享有自有财产权,创立失权与复权制度,促进社会和谐、稳定发展。
[Abstract]:With the rapid development of the market economy, the market brings a lot of opportunities and rich returns to individuals, and individuals face bankruptcy dilemma due to the lack of market awareness, asymmetric information, investment risk and other reasons. In response, most countries have established individual insolvency regimes that maximize equity between creditors and debtors. Unfortunately, our country has not yet established the individual bankruptcy system, but looking at the relevant civil and commercial legislation, judicial interpretation and policy measures, the individual bankruptcy system has begun to emerge, which is worthy of further study. It is suggested to follow the principle of "gradual" to carry out the individual bankruptcy system, to construct the individual bankruptcy application condition, procedure and punishment mechanism, to grant the debtor the right to grant exemption from liability, to grant the debtor the right to own property, and to create the system of loss of right and restoration of right. Promote social harmony and stable development.
【作者单位】：上海大学法学院非物质文化遗产法律保护研究中心;上海交通大学凯原法学院土地法治研究中心;
【基金】：教育部人文社会科学研究青年基金项目“海上人工岛屿理论与实践的法律研究”(16YJC820041) 上海市教委创新课题“中药复方的专利国际化壁垒及对策研究”(15ZS029)的阶段性成果
【分类号】：D922.291.92

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