中美关于外资银行监管的比较研究

发布时间：2018-07-02 23:09

本文选题：外资银行 + 市场监管　；参考：《外交学院》2017年硕士论文

【摘要】：现今,国际金融危机深层次影响继续显现,世界经济呈下行的趋势,而国内经济则步入“新常态”。在此情形下,为了保证顶层战略设计下的经济要素有序流动、资源高效配置和市场深度融合,我国的金融领域需要进一步对外开放,银行业对外资的开放就是其中重要的一环。然而,掌握国民经济和金融经济运行命脉的银行业,万一经营不善或者发生经营危机,不仅阻碍金融界的稳定发展,也会波及到国民经济的正常运行。从法规的角度出发,对银行的监管手段进行研究、通过法律手段规范银行业,对促进银行业健康平稳发展具有重要的意义。本文的主要研究内容主要分为以下三个部分,第一章分析了中国的经济现状以及外资银行对中国的意义;参照美国在经济发展过程中所遇到的相似问题,比较两国的立法历程,找准中国利用外资银行的阶段。第二章将从准入、运营和退出的三个阶段比较中美两国对外资银行的监管并对监管立法、监管机构设置、监管内容方面的异同进行较为详细的论述。第三章将列举国内现存制度的不完善之处,并就如何进一步修补提出了建议。
[Abstract]:Nowadays, the deep influence of the international financial crisis continues to appear, the world economy shows a downward trend, and the domestic economy enters the "new normal". In this case, in order to ensure the orderly flow of economic elements under the top-level strategic design, the efficient allocation of resources and the deep integration of the market, China's financial field needs to be further opened to the outside world, among which the opening of the banking industry to foreign investment is an important part. However, the banking industry, which has mastered the lifeblood of the national economy and financial economy, not only hinders the steady development of the financial sector, but also affects the normal operation of the national economy in case of poor management or management crisis. From the point of view of laws and regulations, it is of great significance to study the means of bank supervision and to standardize the banking industry through legal means to promote the healthy and steady development of the banking industry. The main content of this paper is divided into the following three parts. The first chapter analyzes the current situation of China's economy and the significance of foreign banks to China, compares the legislative process of the two countries with reference to the similar problems encountered by the United States in the process of economic development. Find out the stage of using foreign banks in China. The second chapter compares the supervision of foreign banks between China and the United States from the three stages of access, operation and withdrawal, and discusses in detail the similarities and differences of the regulatory legislation, the establishment of regulatory institutions, and the contents of supervision in China and the United States. The third chapter lists the imperfections of the existing system in China, and puts forward some suggestions on how to mend it further.
【学位授予单位】：外交学院
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：D922.281;D971.2;DD912.28

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