我国征信体系构建和路径选择的布坎南模型运用
发布时间：2018-08-04 09:08
【摘要】：本文从对《征信业管理条例》实施情况相关审计调查结论出发,引入布坎南俱乐部模型,运用模型对国外成熟征信体系进行论证和借鉴,试图解决我国目前征信业发展中遇到的公共征信"挤出"社会征信等问题,这些问题可能间接影响小微企业融资。
[Abstract]:Based on the conclusion of audit investigation on the implementation of Credit reporting regulations, this paper introduces the Buchanan Club Model and uses the model to demonstrate and draw lessons from the mature credit reporting system in foreign countries. This paper attempts to solve the problems of "extruding" social credit information and other problems encountered in the development of credit information industry in China, which may indirectly affect the financing of small and micro enterprises.
【作者单位】： 中国人民银行上海总部;上海社会科学院;
【分类号】：D922.281;F832.4
本文编号：2163332
[Abstract]:Based on the conclusion of audit investigation on the implementation of Credit reporting regulations, this paper introduces the Buchanan Club Model and uses the model to demonstrate and draw lessons from the mature credit reporting system in foreign countries. This paper attempts to solve the problems of "extruding" social credit information and other problems encountered in the development of credit information industry in China, which may indirectly affect the financing of small and micro enterprises.
【作者单位】： 中国人民银行上海总部;上海社会科学院;
【分类号】：D922.281;F832.4
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