我国科技型中小企业信贷融资法律问题研究
发布时间：2018-10-12 21:33
【摘要】：近十年来,我国社会经济发展水平不断提升,国内生产总值保持高速增长,在建设世界科技强国的号召下科学技术在各个领域都有所突破。但相应的市场经济法律法规还在逐步健全,尤其是金融法律法规。对于科技型中小企业来说,对资金的需求没有比任何时候更强烈。如何进一步完善法律法规为经济活动的开展提供良好法律保障,仍然需要落脚于法律法规的完善。法律法规规范性、权威性和稳定性的保障措施,在推动科技型中小企业迅速成长上有着不可替代的作用。。因此,本文的从法律保障这个角度去探索和研究科技型中小企业信贷融资问题,并期待能通过提出的建议完善科技型中小企业信贷融资法律保障体系,促进企业进步、社会经济发展。第一部分为绪论,阐述本文对科技型中心企业信贷融资法律问题的研究背景、研究意义,并简要介绍研究现状及研究方法。第二部分系论文的主要内容,由四章组成。第一章科技型中小企业信贷融资概述,对科技型中小企业进行界定,对信贷融资的主要形式及现状予以介绍;第二章也是论文的关键内容,叙述信贷融资法律现状,阐述科技型中小企业信贷融资存在的法律问题并分析其原因;第三章是对国外科技型中小企信贷融资法律制度的借鉴,服务于为我国科技型中小企业信贷融资法律问题的改善;第四章为文章的总结和对研究问题的深化,为促进我国科技型中小企业信贷融资环境的改善从三个角度提出合理的建议。第三部分为结语,为上文的了论述做一个简要的总结,对本问题的研究还有进一步的空间,也期待为科技型中小企业信贷融资法律问题的完善贡献更多智慧。
[Abstract]:In the past ten years, the level of social and economic development in China has been continuously improved, and the GDP has maintained a rapid growth. Under the call of building a world scientific and technological power, science and technology have made breakthroughs in all fields. But the corresponding market economy laws and regulations are still gradually sound, especially the financial laws and regulations. For technology-based small and medium-sized enterprises, the demand for capital is no stronger than at any time. How to further improve laws and regulations for the development of economic activities to provide good legal protection, still need to settle on the improvement of laws and regulations. The safeguard measures of normative, authoritative and stable laws and regulations have an irreplaceable role in promoting the rapid growth of science and technology-based small and medium-sized enterprises. Therefore, from the perspective of legal protection, this paper explores and studies the issue of credit financing for small and medium-sized technological enterprises, and looks forward to perfecting the legal guarantee system of credit financing for small and medium-sized technological enterprises through the suggestions put forward, so as to promote the progress of enterprises. Social and economic development. The first part is the introduction, which describes the research background and significance of the research on the legal issues of credit financing of sci-tech center enterprises, and briefly introduces the research status and research methods. The second part is the main content of the paper, which consists of four chapters. The first chapter is an overview of the credit financing of small and medium-sized technological enterprises, defines the small and medium-sized technological enterprises, and introduces the main forms and status quo of credit financing; the second chapter is also the key content of the paper, describing the legal status of credit financing. This paper expounds the legal problems existing in the credit financing of small and medium-sized scientific and technological enterprises and analyzes the reasons therefor. The third chapter draws lessons from the legal system of credit financing of foreign small and medium-sized scientific and technological enterprises, and serves for the improvement of the legal problems of credit financing for the small and medium-sized technological enterprises in China. The fourth chapter is the summary of the article and the deepening of the research, and puts forward some reasonable suggestions from three angles to promote the improvement of the credit financing environment of the small and medium-sized scientific and technological enterprises in China. The third part is the conclusion, which makes a brief summary for the above discussion. There is further space for the study of this issue, and it is also expected to contribute more wisdom to the perfection of the legal issues of credit financing for small and medium-sized technological enterprises.
【学位授予单位】：西南科技大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：D922.28
[Abstract]:In the past ten years, the level of social and economic development in China has been continuously improved, and the GDP has maintained a rapid growth. Under the call of building a world scientific and technological power, science and technology have made breakthroughs in all fields. But the corresponding market economy laws and regulations are still gradually sound, especially the financial laws and regulations. For technology-based small and medium-sized enterprises, the demand for capital is no stronger than at any time. How to further improve laws and regulations for the development of economic activities to provide good legal protection, still need to settle on the improvement of laws and regulations. The safeguard measures of normative, authoritative and stable laws and regulations have an irreplaceable role in promoting the rapid growth of science and technology-based small and medium-sized enterprises. Therefore, from the perspective of legal protection, this paper explores and studies the issue of credit financing for small and medium-sized technological enterprises, and looks forward to perfecting the legal guarantee system of credit financing for small and medium-sized technological enterprises through the suggestions put forward, so as to promote the progress of enterprises. Social and economic development. The first part is the introduction, which describes the research background and significance of the research on the legal issues of credit financing of sci-tech center enterprises, and briefly introduces the research status and research methods. The second part is the main content of the paper, which consists of four chapters. The first chapter is an overview of the credit financing of small and medium-sized technological enterprises, defines the small and medium-sized technological enterprises, and introduces the main forms and status quo of credit financing; the second chapter is also the key content of the paper, describing the legal status of credit financing. This paper expounds the legal problems existing in the credit financing of small and medium-sized scientific and technological enterprises and analyzes the reasons therefor. The third chapter draws lessons from the legal system of credit financing of foreign small and medium-sized scientific and technological enterprises, and serves for the improvement of the legal problems of credit financing for the small and medium-sized technological enterprises in China. The fourth chapter is the summary of the article and the deepening of the research, and puts forward some reasonable suggestions from three angles to promote the improvement of the credit financing environment of the small and medium-sized scientific and technological enterprises in China. The third part is the conclusion, which makes a brief summary for the above discussion. There is further space for the study of this issue, and it is also expected to contribute more wisdom to the perfection of the legal issues of credit financing for small and medium-sized technological enterprises.
【学位授予单位】：西南科技大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：D922.28
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