支付命令与安全程序——美国《统一商法典》第4A编的核心概念及对我国电子商务立法的启示

发布时间：2018-06-18 02:28

本文选题：电子资金划拨 + 美国《统一商法典》第A编　；参考：《中国法学》2004年01期

【摘要】：电子资金划拨是电子商务的重要环节。作为世界上调整大额电子资金划拨最完善的法律,美国《统一商法典》第4A编创设了“支付命令”和“安全程序”等全新的概念与规则。支付命令不仅是4A编所界定的支付指令,而且对确定4A编的调整范围和大额电子资金划拨各当事方权利义务具有重要的意义。安全程序是支付命令的认证手段,其相关规则将欺诈损失在各当事方间进行了分担。美国《统一商法典》第4A编对我国电子商务立法具有如下启示:“功能等同”方法不是电子商务立法的唯一思路,我国立法应借鉴美国《统一商法典》第4A编的经验,考虑创立具有全新概念、全新规则专门调整电子商务特定关系的法律;我国电子商务法应是一个法群,而不是一部法典;我国电子商务立法应就电子化权利的转让问题作出规定。
[Abstract]:E-fund transfer is an important part of e-commerce. As the most perfect law in the world to adjust the transfer of large amount of electronic funds, Section 4A of the United States Commercial Code has created new concepts and rules such as "payment order" and "Security procedure". Payment order is not only the payment order defined by 4A part, but also has important significance to determine the adjustment scope of 4A series and the rights and obligations of all parties involved in large amount electronic fund transfer. Security procedures are the authentication of payment orders, and the rules share the fraud losses among the parties. Section 4A of the uniform Commercial Code of the United States has the following enlightenments for China's e-commerce legislation: the method of "functional equivalence" is not the only way of thinking of e-commerce legislation, and our legislation should draw lessons from the experience of the 4A section of the United States Commercial Code. Consider the creation of a new concept, new rules specifically adjust the specific relationship of e-commerce laws; China's e-commerce law should be a group of laws, not a code; China's e-commerce legislation should provide for the transfer of electronic rights.
【作者单位】：暨南大学法学院
【基金】：广东省高等学校人文社科研究项目《电子商务法律问题研究》(批准号:OlSJA820003)成果之一司法部法治建设与法学理论研究部级科研项目《网络银行监管法律问题研究》(批准号:02SFB20028)成果之一。
【分类号】：D913.99

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