论海上保险中的代位求偿权

发布时间：2018-07-29 20:59

【摘要】：本文首先在引言中提出了代位求偿权的重要意义，随后申明了本文的写作目的，即本文试图通过对代位求偿权的比较分析，阐明代位求偿权的行使要件、行使范围、效力和时效等问题，希望能对在实践中正确行使代位求偿权有所帮助。在第一章中，分析了代位求偿权的民法基础。通过比较我国民法体系下对代位求偿权的规定以及英美衡平法体系下对代位求偿权的论述，描述了代位求偿权的本质特征。在第二章中，介绍了中国和英美法律对代位求偿权的规定。在这一部分中，，列举了中国和英美法下对于海上保险合同适用代位求偿权的规定，并且通过对在上述法律体系下海上保险中的代位求偿权的分析，概括了该权利的法律性质。在第三章中，主要讨论了代位求偿权的行使要件，即被保险人对第三人有损害赔偿请求权和保险人已向被保险人支付了保险赔偿。在这一部分中，通过分析英美和我国法律的相关规定并结合司法实践中曾发生的案例，详细说明了这两个条件所包含的丰富含义。在本章最后，还说明了按照中英法律的不同规定，保险人取得代位求偿权的不同时间和方式。在第四章中，主要讨论了代位求偿权的行使范围。在这一部分中，分析了在足额保险、不足额保险、规定了免赔额和第三人自愿支付等四种情况下，保险人可以获得的追偿所得的份额。在上述足额保险的情况下，本文主要比较了中国法律对保险人可以获得的份额与英美法律的相关规定的不同之处，而在后三种情况下，我国法律没有明确的规定，因此，本文主要介绍了英美法律的相关规定，以期为在我国的实践中，处理相关问题提供借鉴。在第五章中，主要讨论了代位求偿权对保险人、被保险人和第三人的效力。在这一部分中，本文主要分析了保险人行使代位求偿权的名义问题，被保险人在保险人行使代位求偿权过程中承担的保护代位求偿权的义务，以及第三人在保险人行使代位求偿权过程中所享有的权利和义务。在第六章中，主要讨论了代位求偿权的时效问题。在这一部分中，除了分析中国
[Abstract]:This paper first puts forward the significance of subrogation in the introduction, and then states the purpose of this paper, that is, through the comparative analysis of subrogation, this paper attempts to clarify the requirements and scope of the exercise of subrogation. It is hoped that the problems of validity and limitation will be helpful to the correct exercise of subrogation in practice. In the first chapter, the civil law foundation of subrogation is analyzed. The essential characteristics of subrogation are described by comparing the provisions of subrogation under the civil law system of our country and the right of subrogation under the Anglo-American equity system. In the second chapter, it introduces the provisions of subrogation in Chinese and British-American law. In this part, the author enumerates the provisions of subrogation in marine insurance contracts in China and Anglo-American law, and generalizes the legal nature of subrogation in marine insurance through the analysis of subrogation in marine insurance under the above-mentioned legal system. In the third chapter, we mainly discuss the requirements of the right of subrogation, that is, the insured has the right to claim for damages against the third party and the insurer has paid insurance compensation to the insured. In this part, by analyzing the relevant provisions of Anglo-American and Chinese laws and combining the cases that have occurred in judicial practice, the rich meanings of these two conditions are explained in detail. At the end of this chapter, the author explains the different time and way for the insurer to obtain the subrogation according to the different provisions of Chinese and British law. In the fourth chapter, we mainly discuss the scope of the exercise of subrogation. In this part, the author analyzes the share of recovery income that the insurer can obtain under the four cases of full insurance, insufficient insurance, deductible amount and voluntary payment by the third party. In the case of full insurance mentioned above, this paper mainly compares the differences between Chinese law and the relevant provisions of Anglo-American law, but in the latter three cases, there is no clear provision in Chinese law, so, This paper mainly introduces the relevant provisions of Anglo-American law in order to provide reference for dealing with relevant problems in our country's practice. In the fifth chapter, we mainly discuss the effect of subrogation on insurer, insurant and third party. In this part, this paper mainly analyzes the name of the insurer's right of subrogation, the obligation of the insured to protect the right of subrogation in the course of the insurer's exercise of the right of subrogation. And the third party's rights and obligations in the course of the insurer's right of subrogation. In the sixth chapter, we mainly discuss the limitation of subrogation. In this section, besides analyzing China,
【学位授予单位】：上海海事大学
【学位级别】：硕士
【学位授予年份】：2006
【分类号】：D912.28

【引证文献】