交通事故损害赔偿案件中保险公司的诉讼地位研究

发布时间：2018-07-03 04:01

本文选题：交通事故损害赔偿 + 交强险　；参考：《湖南师范大学》2014年硕士论文

【摘要】：2012年颁布的《最高院关于审理道路交通事故损害赔偿案件适用法律若干问题的解释》(以下简称《解释》)引来了对保险公司在交通事故损害赔偿案件(以下简称交损案件)中诉讼地位的新一轮讨论。一直以来,对于我国法律法规是否明确规定了受害第三人对保险公司享有直接请求权存在许多的争议,因此,保险公司在交损案件中的诉讼地位也是法律理论界和司法实践中的研究焦点。《解释》的颁布虽然在司法实践上统一了保险公司的诉讼地位,但是,过去立法上规定不明确、共同诉讼形态不能满足保险公司作为交损案件中共同被告的理论需要等问题仍存在。对于受害第三人的直接请求权应当在《道路交通安全法》等法律中作出明确的规定,但是在相关的法律中要么对其并没有规定,要么是附有条件的规定,这显然不能使保险公司作为交损案件中的共同被告得到法律上的支持。纵观其他国家对受害第三人直接请求权的规定,都是通过强制保险制度的相关法律作出了明确规定,并且,明确作出规定也是对受害第三人权益的保护,也使保险公司在交损案件中作为共同被告有了立法上的支持。因此,我国立法上对于受害第三人直接请求权的规定还有待完善。除此之外,还应当结合民事诉讼中共同诉讼的理论分析保险公司作为共同被告的可能性,从借鉴外国共同诉讼制度的规定,完善我国共同诉讼形态以适用于交损案件中。从理论上对保险公司诉讼地位进行分析,同时立足于审理对象的多样性,探讨了出现这种现象的原因,同时对完善我国保险公司在交损案件中诉讼地位的相关制度提出了建议。
[Abstract]:The Supreme Court's interpretation of certain issues of applicable Law in handling cases of compensation for damages caused by Road Traffic Accidents (hereinafter referred to as "interpretation") issued in 2012 has led to cases of compensation for damages by insurance companies in traffic accidents (hereinafter referred to as "referred to below). A new round of discussions on the status of litigation. There have been many disputes over whether the third party who is injured has the right of direct claim against the insurance company, therefore, there are many disputes about whether the laws and regulations of our country explicitly stipulate the right of direct claim to the insurance company. The litigation status of the insurance company in the case of loss is also the focus of research in the field of legal theory and judicial practice. Although the promulgation of "explanation" unifies the litigation status of the insurance company in judicial practice, the legislative provisions in the past are not clear. The joint action form can not meet the theoretical needs of the insurance company as a joint defendant in the case of loss, and so on. The direct claim of a third injured person should be clearly defined in laws such as the Road Traffic Safety Law, but it is either not provided for in the relevant law or is subject to conditions, This clearly does not give the insurance company legal support as a co-defendant in a loss case. Throughout other countries, the provisions on the direct claim of the injured third party are clearly stipulated through the relevant laws of the compulsory insurance system, and the explicit provisions are also the protection of the rights and interests of the injured third party. It also gives the insurance company legislative support as a co-defendant in a loss case. Therefore, the legislation of our country for the injured third party direct claim is still to be improved. In addition, we should combine the theory of joint action in civil action to analyze the possibility of insurance company as co-defendant, and perfect the form of joint action in our country in order to apply to the case of loss of payment from the reference of the provisions of foreign joint action system. This paper analyzes the litigation status of insurance companies theoretically, and probes into the causes of this phenomenon based on the diversity of trial objects. At the same time, it puts forward some suggestions on how to perfect the relevant system of litigation status of insurance companies in the case of loss.
【学位授予单位】：湖南师范大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：D925.1;D922.14

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