P2P网贷纠纷解决的新路径——以在线仲裁为视角

发布时间：2018-07-21 19:19

【摘要】：P2P网贷纠纷是近几年伴随着互联网金融发展出现的新型纠纷。传统纠纷解决机制因制度设计与实践运行中存在种种缺陷,使得其无法低成本、高效率地处理P2P网贷纠纷。而"互联网+"战略为创新纠纷解决方式提供了新的思路。在线仲裁的互联网属性使其与P2P网贷纠纷这类在线纠纷有着天然的契合性。电子证据、电子合同、电子签名的法律认可为在线仲裁提供了合法性基础。但不可否认,P2P网贷纠纷在线仲裁还存在身份识别、证据认定与保全、缺乏信任的适用障碍。因而,构建适合P2P网贷纠纷的在线仲裁具有重要意义。
[Abstract]:P2P network loan dispute is a new type of dispute with the development of Internet finance in recent years. Because of the defects in the system design and practice, the traditional dispute resolution mechanism is unable to deal with P2P network loan disputes with low cost and high efficiency. The "Internet" strategy provides new ideas for innovative dispute resolution. The Internet attribute of online arbitration makes it have natural agreement with online disputes such as P2P network loan disputes. Legal recognition of electronic evidence, electronic contracts, and electronic signatures provides a legal basis for online arbitration. However, it is undeniable that online arbitration of P2P network loan disputes still has the obstacles of identity identification, evidence identification and preservation, and lack of trust. Therefore, it is of great significance to construct online arbitration for P2P network loan disputes.
【作者单位】：厦门大学法学院;
【分类号】：D925.7

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