普及金融知识及预防金融诈骗的研究

发布时间：2018-01-02 02:34

本文关键词：普及金融知识及预防金融诈骗的研究　出处：《经济研究导刊》2016年30期 　论文类型：期刊论文

【摘要】：经济迅速发展的今天,金融行业已经成为人们生活中不可或缺的重要部分,能够推动并促进其他行业的发展。加之人们对金融知识感兴趣,渴望了解和享受金融服务,使犯罪分子的目标锁定在金融业诈骗上,并随着金融业的发展而不断发展,诈骗金额巨大,诈骗技术不断更新,作案手段隐蔽。事实证明,金融诈骗行为的存在损害了人们的利益,严重阻碍了经济的发展,扰乱了市场经济秩序。通过对金融诈骗概念的阐述、普及金融知识的重要性及对金融诈骗的防范措施三个方面的论证,进一步说明提高社会公众整体金融素质、金融风险意识、金融法治意识和诚信观念,提高对金融诈骗的认识,有利于打击与防范金融诈骗,提高金融效率,推动金融创新,维护经济秩序。
[Abstract]:Today with the rapid development of economy, the financial industry has become an indispensable part in people's lives, to promote and promote the development of other industries. And the people on the financial knowledge of interest, desire to understand and enjoy the financial services, so that criminals targeting financial fraud, and with the development of the financial industry and the continuous development a huge amount of fraud, fraud, constantly updated technology, methods of crime concealment. In fact, financial fraud has damaged the interests of the people, seriously hindered the development of economy, disrupt the market economic order. Based on the concept of financial fraud illustrates the three aspects of financial literacy and the importance of financial fraud prevention measures the demonstration, further improve the public financial quality, awareness of financial risks, financial awareness of the rule of law and the concept of integrity, to improve the understanding of financial fraud, It is beneficial to combat and prevent financial fraud, improve financial efficiency, promote financial innovation and maintain economic order.

【作者单位】：哈尔滨金融学院;
【基金】：哈尔滨金融学院大学生创业创新训练计划项目资助(102452015544)
【分类号】：D924.3
【正文快照】： 引言随着我国改革开放的不断深入和金融服务业务的不断发展,金融行业日益发展,然而与之相对的,金融诈骗和电信诈骗等外部欺诈风险呈现高发态势,金融诈骗的案发率不断加大,逐年呈上升态势,并且犯罪分子利用高科技作案手段也不断翻新,不仅对普通民众财产安全的威胁日趋严峻,对资

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