确立保险诈骗罪一般主体立法模式研究——以冒名骗赔行为的定性为视角

发布时间：2018-02-28 15:10

本文关键词： 一般主体保险诈骗罪冒名骗赔主体范围立法模式　出处：《社会科学战线》2015年11期 　论文类型：期刊论文

【摘要】：现行刑法对保险诈骗罪采用的是特殊主体立法模式,由此对保险诈骗罪的主体范围作出了限定,使得实践中大量出现的冒名骗赔行为无法归于保险诈骗罪的法定行为方式之列。然而从冒名骗赔行为的实质特征看,可以区分出冒名骗赔的共犯行为和行为人单独实施冒名骗赔行为两种情形。就前者而言,基于身份犯共犯的原理,可以认定冒名的行为人与被冒名的投保人之间构成保险诈骗罪的共犯;就后者的行为构造来说,其实冒名的行为人的行为符合刑法理论中牵连犯的原理,认定其构成保险诈骗罪更为合适。因此,通过对冒名骗赔行为的定性,可以看出特殊主体的立法模式已不能满足当前有效规制保险诈骗犯罪的客观需要,而从保险诈骗罪的立法完善出发,应当对保险诈骗罪主体范围的扩大作出设想,即尝试改变现有的特殊主体立法模式,确立一般主体的立法模式。
[Abstract]:The current criminal law adopts a special subject legislative model for the crime of insurance fraud, which limits the scope of the subject of the crime of insurance fraud. So that a large number of false fraud and compensation behavior can not be classified as one of the legal acts of insurance fraud. However, from the point of view of the substantive characteristics of fake fraud and compensation, In the former case, the principle of accomplice of identity crime is based on the principle that the accomplice of impersonation and compensation can be distinguished from the act of falsehood fraud and compensation by the actor alone. It can be concluded that an accomplice in the crime of insurance fraud is constituted between the impostor and the impersonated policyholder; in terms of the structure of the latter, the behavior of the impostor conforms to the principle of implicated crime in the criminal law theory. It is more appropriate to determine that it constitutes the crime of insurance fraud. Therefore, through the characterization of fraud and compensation under false names, we can see that the legislative model of the special subject can no longer meet the objective needs of effective regulation of the crime of insurance fraud. In order to perfect the legislation of the crime of insurance fraud, it is necessary to make a tentative plan for the expansion of the scope of the subject of the crime of insurance fraud, that is, to try to change the existing legislative model of the special subject and to establish the legislative model of the general subject.
【作者单位】：苏州大学法学院;
【基金】：江苏省高校哲学社会科学研究基金资助项目(2014SJB535) 第53批中国博士后科学基金面上资助项目(2013M531149)
【分类号】：D924.3

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