贷款诈骗罪疑难问题之刑法界定

发布时间：2018-05-30 03:40

本文选题：贷款诈骗罪 + 法益　；参考：《北方工业大学》2016年硕士论文

【摘要】：贷款诈骗罪作为我国刑法中金融犯罪的重要一部分,是我国乃至世界金融领域频发的犯罪,具有破坏范围广、破坏性强的特点。因此,本罪的相关诸多疑难问题仍是学术领域与实务部门的争议焦点。笔者从本罪犯罪构成中的关键部分着手,理论结合我国实践,对争议较大的几个问题给出司法认定的路径,以全面认识贷款诈骗罪。本文共分为五部分。主要介绍了贷款诈骗罪的当前背景,回溯了本罪的立法沿革；论述了本罪侵犯法益的相关学说,最后提出本文笔者的立场——金融安全与财产所有权,也即本罪侵害法益的双重性。在客观行为中,以骗取担保的形式骗取贷款构成贷款诈骗罪,兜底条款中的“其他方法”应该按照罪刑法定原则进行解释,绝对禁止类推解释,不作为构成犯罪。对于犯罪形态来说,本罪即遂与未遂的认定需要结合主观与客观情况具体分析。此外,单位应该构成贷款诈骗罪。对于金融机构工作人员参与骗取贷款的行为,应结合相关规定与共犯理论进行认定。最后,被害人参与骗取贷款的行为应该被引起重视。
[Abstract]:As an important part of the financial crime in our criminal law, the crime of loan fraud is a frequent crime in the financial field of our country and even the world. It has the characteristics of wide range of destruction and strong destructive. Therefore, the related problems of this crime are still the focus of controversy between academic field and practical department. The author starts from the key part of the crime constitution, combines the theory with the practice of our country, gives the path of judicial cognizance to the controversial several problems, in order to fully understand the crime of loan fraud. This paper is divided into five parts. This paper mainly introduces the current background of the crime of loan fraud, traces the legislative evolution of the crime, discusses the relevant theories of the crime of infringing legal interests, and finally puts forward the author's stand-financial security and property ownership. That is, the dual nature of the crime against legal interests. In objective behavior, fraud of loan in the form of swindling guarantee constitutes the crime of loan fraud. The "other methods" in the bottom clause should be interpreted according to the principle of legally prescribed punishment for a crime, and the analogy interpretation is absolutely prohibited, and omission constitutes a crime. For the form of crime, the identification of accomplishing crime and attempted crime needs to be analyzed in combination with subjective and objective conditions. In addition, the unit should constitute the crime of loan fraud. To the financial institution staff participating in the behavior of obtaining the loan, we should combine the relevant regulations with the theory of accomplice. Finally, the victim's participation in the behavior of loan fraud should be paid attention to.
【学位授予单位】：北方工业大学
【学位级别】：硕士
【学位授予年份】：2016
【分类号】：D924.3

【相似文献】