大数据背景下网络借贷平台刑法应对的实践反思

发布时间：2018-06-01 01:25

  本文选题：理财平台 + 金融犯罪风险　； 参考：《铁道警察学院学报》2016年04期

【摘要】：互联网金融的发展促成了国内理财平台的繁荣,鱼龙混杂之下法律的规制虽必不可少,但又不可任意为之。从刑事审判实践来看,当前刑法对借贷平台的规制无奈而又紧迫,作为平台本身吸纳资金可能构成非法吸收公众存款罪抑或集资诈骗罪等金融犯罪,但是否定罪以及是构成单位犯罪还是个人犯罪,并无统一的标准。而借贷平台上大量的用户金融数据利益的刑法保护是当前司法的疏漏,也是立法更为迫切需要解决的问题。
[Abstract]:The development of Internet finance has contributed to the prosperity of the domestic financial platform. Although the regulation of the law is indispensable, it can not be arbitrary. From the practice of criminal trial, the current criminal law has a helpless and urgent regulation on the lending platform. As a platform itself, it may constitute the crime of illegally absorbing public deposits or collecting funds. The crime of fraud and other financial crimes, but there is no uniform standard for the denial of crime and whether it is a unit crime or a personal crime. And the criminal law protection of a large number of users' financial data on the loan platform is the omission of the current judicature, and it is also an urgent problem to be solved in the legislation.
【作者单位】： 中国矿业大学;
【基金】：司法部2014年度国家法治与法学理论研究课题“大数据时代用户数据利益的刑法保护研究”(14SFB20017)阶段性研究成果
【分类号】：D924
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本文编号：1962298