网络公益众筹的现状及风险防范研究

发布时间：2018-10-17 19:11

【摘要】：网络公益众筹作为互联网金融和网络慈善的一种全新形式,凭借平台的开放性、运营的市场化、资金的规模化,打破了空间、时间的限制,几年时间就发展到数十亿的市场规模,为更多的个人和组织提供了帮助,为公益与互联网的有机结合、慈善方式的创新提供了更多的选择和可能。但是法律监管滞后、相关法规不完善、运营模式不够成熟等问题,使网络公益众筹面临平台信用风险、资金管理风险以及监管风险等问题。充分运用互联网思维,完善相关法律法规,加强平台管理的内控规范,增强投资人风险意识教育,才可以避免网络公益众筹发展面临的风险和挑战,促进众筹平台形成良好的信用体系和抗风险能力,推动公益众筹行业的可持续发展。
[Abstract]:As a new form of Internet finance and network charity, network public funding has broken the limitation of space and time with the openness of the platform, the marketization of operation and the scale of capital. In a few years, it has developed to the market scale of billions, which has helped more individuals and organizations, provided more choices and possibilities for the organic combination of public welfare and the Internet, and provided more choices and possibilities for the innovation of philanthropic methods. However, the legal supervision lags behind, the related laws and regulations are not perfect, the operation mode is not mature enough, and so on, which makes the network public interest funding face the platform credit risk, the fund management risk and the supervision risk and so on. Only by making full use of Internet thinking, perfecting relevant laws and regulations, strengthening the internal control norms of platform management and strengthening investor risk awareness education, can we avoid the risks and challenges faced by the development of network public interest funding. To promote the public funding platform to form a good credit system and risk-resistant ability to promote the sustainable development of public funding industry.
【作者单位】：重庆科技学院法政与经贸学院;西南政法大学;重庆商务职业学院;
【分类号】：D922

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