我国小型微型企业融资风险结构实证分析——结合logistic模型展开

发布时间：2018-03-05 17:24

本文选题：小型微型企业　切入点：间接融资　出处：《商业经济研究》2017年08期 　论文类型：期刊论文

【摘要】：本文以我国小型微型企业为例,以该类企业间接融资风险为研究目标,从间接融资提供方展开该类企业融资风险研究。整个研究首先通过宏观分析,确定了近年来小型微型企业间接融资的结构性特征。其次结合logistic计量模型,通过实证统计分析,确定了以审批是否合规、企业是否具有自主知识产权等为代表的影响小型微型企业间接融资的八大风险因子及其作用系数。由此不仅明确了导致小型微型企业融资风险的具体因子,而且细化了其作用方式与作用路径。最后,结合上述分析结果,从设定融资阀值、审计的全生命周期性等六个方面提出了具体的防控风险对策。
[Abstract]:This paper takes the small and micro enterprises in China as an example, takes the indirect financing risk of this kind of enterprises as the research goal, and carries out the research on the financing risk of this kind of enterprises from the indirect financing providers. The structural characteristics of indirect financing of small and micro enterprises in recent years are determined. Secondly, combining with the logistic econometric model, through empirical statistical analysis, the author determines whether the examination and approval is in compliance. Whether the enterprise has independent intellectual property rights or not has eight risk factors that influence the indirect financing of small and micro enterprises and their coefficients of action, which not only make clear the specific factors that lead to the financing risk of small and micro enterprises, At last, combined with the above analysis results, the author puts forward the concrete countermeasures of preventing and controlling risk from six aspects, such as setting the financing threshold and the whole life cycle of audit.
【作者单位】：四川广播电视大学经济管理学院;
【基金】：四川省哲学社会科学重点研究基地系统科学与企业发展研究中心项目“小微企业发展过程中民间融资渠道的作用机理研究”(项目编号:0082705502P10) 四川广播电视大学校级重点项目“互联网金融下小微企业融资问题研究”(项目编号:KTKYC2016003Z)
【分类号】：F275;F276.3

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