我国知识产权诉讼保险研究

发布时间：2018-06-27 05:36

本文选题：知识产权 + 诉讼保险　；参考：《暨南大学》2013年硕士论文

【摘要】：知识产权诉讼保险，是一种以知识产权为保险标的的新型险种。该制度从本质来讲，是一定范围内缴纳保险的被保险人在为个别的涉诉保险人承担全部或部分诉讼费用的制度。其通过商业保险模式操作运行，将权益保护的费用进行群体性分担，在保险原理的运用下，将把诉讼风险降低到最低范围内。即投保人通过购买这一险种，一旦遭遇诉讼时，能够获得保险公司的理赔以支付自己的费用损失，使得当事人独自承担的“私有”诉讼风险和成本得以分散。在西方国家，该险种以其分散法律风险的经济社会价值，早已被制度化，并颇具规范化与体系化，得到了政府，法学界和民众的极大肯定。反观我国企业，面对潜在的知识产权诉讼，外须应对严峻的维权形势和高昂的维权成本，，且无法寻求到有效的法律援助等外部救济渠道相支持；内无相关知识产权管理战略和应对机制，缺乏专业的维权技术，加之企业本身固有的局限性，导致了其在知识产权保护和维权方面困难重重，因此在我国引入知识产权诉讼保险大有裨益。而在我国，该险种无论是从市场需求，保险行业的业务创新，还是法律依据等方面，都具备了移植的土壤。故可从设立模式、险种设计和赔偿限额设置等角度对知识产权诉讼保险引入我国提出相关合理化建议。
[Abstract]:Intellectual property litigation insurance is a new type of insurance with intellectual property as the subject of insurance. In essence, the system is a system in which the insured who pays the insurance within a certain range bears all or part of the litigation costs for individual sufferers. Through the operation of commercial insurance mode, the cost of the protection of rights and interests is divided into groups, and the risk of litigation will be reduced to the lowest range under the application of the principle of insurance. That is to say, by buying this kind of insurance, the policyholder can obtain the insurance company's claim in order to pay his own expense loss, which makes the private lawsuit risk and cost to be dispersed. In western countries, this kind of insurance has been institutionalized, standardized and systematized because of its economic and social value of dispersing legal risks, and has been greatly affirmed by the government, legal circles and the public. On the other hand, facing the potential intellectual property litigation, Chinese enterprises have to deal with the severe situation of safeguarding the rights and the high cost of safeguarding the rights, and can not seek effective legal aid and other external relief channels to support; The lack of relevant intellectual property management strategies and coping mechanisms, the lack of professional technology for safeguarding human rights, and the inherent limitations of enterprises have made it difficult to protect and protect intellectual property rights. Therefore, the introduction of intellectual property litigation insurance in China is of great benefit. In our country, this kind of insurance, whether from the market demand, the business innovation of insurance industry, or legal basis, all have the transplantable soil. Therefore, we can put forward some reasonable suggestions on the introduction of intellectual property litigation insurance to our country from the point of view of establishing mode, insurance design and compensation limit setting.
【学位授予单位】：暨南大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：D923.4;D922.284

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